Can an insurance company legally insure someone with no driver’s license?

Asked on September 24, 2012 under Insurance Law, Texas


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Under the laws of all states in this country an insurance carrier can insure a vehicle owned by a person that has no driver's license where such person is deemed the designated owner where some third person is deemed the primary driver of the vehicle.

For example, a parent may own a car but have no driver's license. The parent can then designated one of his or her children as the primary driver of the vehicle where such child has a valid driver's license.

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