What would happen if I don’t pay the collection agency after they served a judgement?

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What would happen if I don’t pay the collection agency after they served a judgement?

I found a charge on my bank account for $98. I asked the bank about it and they told me that it was a legal matter a collection agency took on me. I called the agency number they gave me. They told me that a judgement is about to be serve for 2 debts that I have with them worth $3,000 that I needed to pay. However, I have no money right to pay it, since I’m not working. I never got any court papers saying anything about being sue for this. I just my credit report and saw the file for ia credit card I got 12 years ago; the matter was from 6 years ago.

Asked on July 25, 2012 under Bankruptcy Law, New Jersey

Answers:

John Ducey / Law Offices of John G. Ducey,PC

Answered 12 years ago | Contributor

You can try and have the default judgment vacated in the small claims court or special civil division.  There are time limits so do it ASAP.


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