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How do you get a debt collector to stop contacting you? Putting an end to harassing debt collection phone calls may be easier than many consumers realize. Steve Recordon, a San Diego attorney who represents individuals who have been harassed by debt buyers, offers the following advice.
→ Read MoreDebt collectors, especially debt buyers – those who purchase unsubstantiated bad debt for pennies on the dollar – often do whatever they can in order to get consumers to pay. In many cases, they’ll misrepresent the debt and use threatening tactics – all of which violate the Fair Debt Collection Practices Act (FDCPA).
→ Read MoreIf you’re one of the millions of people who use Facebook to stay in touch with loved ones and are behind on any of your bills’ beware. Debt collectors have been using Facebook to keep tabs on debtors and embarrass them in front of their family and friends. Although this debt collection practice likely violates the Fair Debt Collection Practices Act (FDCPA), they’re doing it anyway.
→ Read MoreWhen you’ve experienced debt collection harassement or sued by a collection agency, debt collector or debt buyer, it’s important to know that there are lawyers whose practices focus in this area of the debt collections laws. By hiring an experienced lawyer, consumers can fight back against debt collection’ and without cost.
→ Read MoreDebt buyers, private companies that purchase consumer debt for pennies on the dollar and then do whatever it takes to collect that debt, have taken telephone harassment to new levels. Calling a debtor’s coworkers and neighbors is a common practice for debt buyers; however, it is against the law and you can fight back!
→ Read MoreDebt collectors use a variety of techniques in order to collect debts that constitutes debt collection harassment. Some of these techniques are legal, some are not and others simply reference the word legal in order to intimidate consumers – even when a lawyer isn’t involved. A court recently ruled that these types of debt collection practices is false representation and debt collectors cannot continue this practice.
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