Rebuilding Credit after Bankruptcy

After receiving a bankruptcy discharge, it is key that you make sure your credit report is accurate. Most creditors have no incentive to report that a debt was discharged in bankruptcy. If you want to appear solvent, you must contact the credit bureaus so that discharged debts do not appear to be current debts. This will keep the old obligations from being part of your debt when creditors calculate your income.

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Removing a Bankruptcy From Your Credit Report

For those with a filing listed on their credit report, it’s important to take measures to have it removed as soon as it is possible – if and when there is a legitimate reason to do so. Follow this link for everything you need to know about removing a bankruptcy from a credit report.

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