What Is The Difference Between “Split-Limit” Liability Car Coverage And “Single-Limit” Liability Car Coverage?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Split-limit coverage uses three numbers to specify the limits for:
1. bodily injury liability for each person
2. bodily injury liability for a single accident (regardless of how many people are involved)
3. property damage liability
The single-limit coverage gives one number that is the maximum coverage for bodily injury and property damage altogether – regardless of the number of people involved or amount of property damage.