United Home Life Insurance Review (2021)

United Home Life Insurance Company provides term life and whole life insurance policies. Although United Home Life insurance rates are private, it has $111.1 Million in total assets. United Home Life is a subsidiary of United Farm Family Life Insurance Company, and it carries an "A-" rating with A.M. Best.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 16, 2021

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Company Details
Address: 225 South East Street
City: Indianapolis
State: IN
ZIP Code: 46202
Phone Number: 317-692-7979
Year Founded: 1948
AM Best Rating: A-
URL where was collected the AM Best Rating: https://www.unitedhomelife.com/consumer/our-story/financials.html
Lines of Insurance: Life Insurance
States Licensed To Sell Insurance In: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Type of Insurance Company: Life Insurance
Parent Company: United Farm Family Life Insurance Company
Assets & Premiums:

Total Assets: $111.1 Million / Direct Premiums: $53.8 Million

Company Rating 0 (0 reviews)

United Home Life Insurance Company is one of the smaller life insurance providers in the United States. However, it has a stable financial strength, and it’s available across the country except for Alaska and New York.

But how can you get United Home Life Insurance quotes? Read our United Home Life Insurance Company review and learn more about United Home Life insurance rates, third-party ratings, and much more.

Why stop at United Home Life? You can enter your ZIP code to compare the best insurance companies in your local area.

What products are available at United Home Life Insurance Company?

United Home Life Insurance Company focuses on providing life insurance products for customers across the United States. Unlike most life insurance companies, United Home Life doesn’t have an annuity program.

However, it does have a diverse selection of life insurance policies. Here’s a list of available life insurance product policies.

  • Simplified Issue Whole Life
  • Guaranteed Issue Whole Life
  • Term Life
  • Accidental Death Insurance

United Home Life allows policyholders to customize their life insurance policies to ensure the best service.

The maximum death benefit for term life insurance coverage at United Home Life is $150,000. Meanwhile, whole life policies are available for customers between 20 and 80 years old.

If you’re thinking about life insurance, look into estate planning law and final expense life insurance.

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How much are United Home Life insurance rates?

If you’ve had trouble finding United Home Life insurance rates, you’re not alone. The company has private life insurance rates.

It’s not unusual for insurance provider companies to be tight-lipped about life insurance quotes. It can be frustrating, especially when you’re looking for affordable United Home Life insurance quotes.

The best way you can get a United Home Life insurance quote is to contact them at 1-800-428-3001. The office hours are from 8:00 a.m. to 6:30 p.m.

If you need to make a payment to start your life insurance policy, create a United Home Life login or make a one-time payment at https://onpay.unitedhomelife.com/.

How do I file a United Home Life insurance claim?

Making a claim at United Home Life Insurance is simple. You can call the United Home Life Insurance Company customer service, or you can follow these steps online and submit your life insurance claim.

  • Step 1 – Visit https://www.unitedhomelife.com/
  • Step 2 – Click “REPORT A CLAIM”
  • Step 3 – Fill out the online form
  • Step 4 – Once you’re done, click the “Submit” button at the bottom of the form

Some agents you talk to over the phone may direct you to the online form. If you prefer to speak with a person, call the customer service number.

Does United Home Life Insurance Company have good reviews?

That may be a matter of perspective. However, A.M. Best and the Better Business Bureau interpret United Home Life’s performance as excellent.

Let’s review United Home Life’s ratings in the data below.

United Home Life Financial Strength, Credit Rating, and Customer Review
Rating AgencyRatings
A.M. BestA-
A.M. Best Credit Ratingsa-
Better Business Bureau (BBB)A+
BBB Customer Review Rating1 out of 5
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According to Business Wire, United Home Life has maintained an “A-” since May 2019. United Home Life’s credit rating stands at “A-.” Although this is a good rating, it means United Home Life has long-term credit risk.

The BBB ratings are a display of United Home Life Insurance Company’s performance with customers. United Home Life performs better than some big insurance companies, and it’s an accredited business.

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United Home Life History

You know all about United Home Life insurance products and rates, but what is United Home Life?

United Home Life was established in 1948. It functions as a subsidiary of United Farm Family Life. However, both companies are owned by the Indiana Farm Bureau.

You’re likely to find a United Home Life policy through an agent. United Home Life sells life insurance nationwide, but it doesn’t sell insurance in Alaska and New York.

United Home Life Insurance: What’s the bottom line?

You won’t know how much you’ll pay for United Home Life until you get in contact with an agent. United Home Life’s competitors may be able to respond much faster.

If you need more options, you may want to start shopping around for life insurance coverage.

Before you buy United Home Life insurance, compare multiple companies using our free online quote tool.

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