National Life Group vs. Transamerica Life Insurance in 2025 (Which is Best?)
When comparing National Life Group vs. Transamerica life insurance, Transamerica is usually the better choice. While National Life Group is more economical for whole life insurance policies, Transamerica has a better A.M. Best rating and cheaper term life insurance rates starting at $11 per month.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
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UPDATED: Mar 18, 2025
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UPDATED: Mar 18, 2025
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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0 reviewsWhen comparing National Life Group vs. Transamerica life insurance, Transamerica is the better company. While National Life Group has slightly cheaper rates for whole life insurance, Transamerica has better business ratings and cheaper term life insurance rates.
When comparing the term life insurance and whole life insurance options from Transamerica and National Life Group, it’s crucial to carefully evaluate your specific life insurance needs, budget, and long-term goals.
National Life Group vs. Transamerica Life Insurance Rating| Rating Criteria | ||
|---|---|---|
| Overall Score | 3.3 | 3.4 |
| Business Reviews | 3.0 | 3.5 |
| Claim Processing | 3.2 | 3.3 |
| Company Reputation | 3.0 | 3.5 |
| Coverage Availability | 2.8 | 5.0 |
| Coverage Value | 3.0 | 3.6 |
| Customer Satisfaction | 2.5 | 2.5 |
| Digital Experience | 2.5 | 3.5 |
| Discounts Available | 5.0 | 3.8 |
| Insurance Cost | 3.0 | 3.6 |
| Plan Personalization | 3.0 | 3.5 |
| Policy Options | 3.8 | 4.0 |
| Savings Potential | 3.7 | 2.4 |
| National Life Group Review | Transamerica Review |
Consider factors such as pricing, conversion options, cash value growth potential, and additional riders or benefits.
By conducting a thorough comparison, you can make an informed decision and choose the life insurance policy that best suits your individual circumstances. Shop for life insurance coverage today with our free tool.
- National Life Group has slightly cheaper whole life rates on average
- Both companies offer discounts for healthy habits
- Transamerica has better ratings from BBB and J.D. Power
National Group Life vs. Transamerica Life Insurance Rates
When considering life insurance options from Transamerica and National Life Group, it’s important to compare the available policy rates to determine which one best suits your needs.
Let’s take a closer look at the rates for the two most common types of life insurance: term life insurance and whole life insurance.
National Life Group vs. Transamerica Whole Life Insurance Monthly Rates| Age & Gender | ||
|---|---|---|
| 16-Year-Old Female | $230 | $235 |
| 16-Year-Old Male | $240 | $245 |
| 30-Year-Old Female | $185 | $190 |
| 30-Year-Old Male | $190 | $195 |
| 45-Year-Old Female | $170 | $175 |
| 45-Year-Old Male | $175 | $180 |
| 60-Year-Old Female | $160 | $165 |
| 60-Year-Old Male | $165 | $170 |
On average, Transamerica will be the more expensive option for whole life insurance, but not by much.
When you compare term life insurance rates, however, Transamerica is more affordable than National Life Group for term life policies. Take a look at term life insurance rates at Transamerica and National Life Group below.
20-Year Term Life Insurance Monthly Rates: National Life Group vs. Transamerica| Age & Gender | Coverage Amount | ||
|---|---|---|---|
| 16-Year-Old Female | $250,000 | $15 | $11 |
| 16-Year-Old Male | $250,000 | $18 | $13 |
| 30-Year-Old Female | $250,000 | $21 | $14 |
| 30-Year-Old Male | $250,000 | $25 | $20 |
| 45-Year-Old Female | $250,000 | $44 | $19 |
| 45-Year-Old Male | $250,000 | $50 | $30 |
| 60-Year-Old Female | $250,000 | $103 | $36 |
| 60-Year-Old Male | $250,000 | $246 | $207 |
Choosing the right life insurance policy requires careful consideration of various factors. Your age, health, and lifestyle play a significant role in determining the type of policy that suits you best (Read More: How does age impact the life insurance underwriting process and premium rates?).
Insurance companies take these factors into account when calculating your premium, so it’s crucial to provide accurate information.
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Life Insurance Coverage Options at National Group Life vs. Transamerica
Both National Group and Transamerica offer popular coverages, such as whole life insurance. Take a look at the complete list of life insurance coverage options at National Group Life and Transamerica below.
Life Insurance Coverages at National Life Group vs. Transamerica| Coverage Type | ||
|---|---|---|
| Term | ✅ | ✅ |
| Whole | ✅ | ✅ |
| Universal | ✅ | ✅ |
| Indexed Universal | ✅ | ✅ |
| Variable Universal | ✅ | ✅ |
| Final Expense | ❌ | ✅ |
When comparing policies, it’s important to examine factors such as premium payments, cash value growth potential, and any riders or benefits included. Bear in mind that the needs of a 25-year-old will be different than an 80-year-old purchasing life insurance.
Learn More: How much life insurance coverage does a 25-year-old need?
Term and Whole Life Coverages at National Group Life and Transamerica
Transamerica and National Life Group both offer term life insurance policies, each with its own unique features. Term life insurance provides coverage for a specific period, and premiums are generally lower compared to permanent life insurance.
Both Transamerica and National Life Group offer term life insurance policies with various term lengths and coverage amounts. When comparing these two insurers, it’s essential to consider factors such as pricing, the ability to convert to permanent coverage, and any additional features or riders.
When it comes to pricing, Transamerica offers competitive rates for their term life insurance policies. They have flexible payment options, allowing policyholders to choose between monthly, quarterly, semi-annual, or annual premium payments.
National Life Group, on the other hand, offers term life insurance policies with slightly higher premiums but provides additional benefits such as accelerated death benefit riders, which allow policyholders to access a portion of their death benefit if diagnosed with a terminal illness.
Another important factor to consider is the ability to convert the term life insurance policy to permanent coverage. Transamerica offers a conversion option, allowing policyholders to convert their term policy to a permanent policy without the need for a medical exam.
Read More: What happens if I don’t pass the life insurance medical exam?
This can be beneficial for individuals who want the flexibility to switch to a permanent policy in the future. National Life Group also offers a conversion option, but it requires a medical exam and may have certain limitations.
Both Transamerica and National Life Group offer various riders and additional features that can enhance the term life insurance policy.
These may include options for accelerated death benefits, waiver of premium in case of disability, and accidental death benefit riders. It’s important to carefully review these options and consider how they align with your specific needs and circumstances.
Both companies also offer whole life insurance policies.
Transamerica’s whole life insurance policies provide guaranteed cash value growth, meaning the cash value of the policy will increase over time regardless of market conditions. They also offer flexible premium payment options, allowing policyholders to choose between a single premium payment or regular premium payments over a specified period.
Additionally, Transamerica’s whole life policies may include riders such as a long-term care rider, which can provide additional benefits in case of a qualifying long-term care event.
Learn More: How do I know if a specific life insurance rider aligns with my long-term financial goals?
National Life Group’s whole life insurance policies also offer guaranteed cash value growth, but they have a different approach to premium payments. They provide policyholders with the option to choose between a traditional whole-life policy with regular premium payments or a limited pay policy, where premiums are paid for a specific period, after which the policy is fully paid up.
Ty Stewart Licensed Insurance Agent
Furthermore, both Transamerica and National Life Group offer various riders and benefits that can be added to their whole life insurance policies. These may include options for additional death benefit coverage, a return of premium rider, or a guaranteed insurability rider, which allows policyholders to purchase additional coverage at certain life events without the need for a medical exam.
Key Features of Transamerica Life Insurance Coverage
Transamerica offers several key features that make their life insurance policies appealing to consumers. One notable feature is their living benefits, which allow policyholders to access a portion of their death benefit in case of a qualifying illness or critical health condition. This feature provides valuable financial support during challenging times, helping policyholders cover medical expenses or other financial obligations.
Read More: Do I need to disclose recent surgeries or medical treatments during the life insurance exam?
Another key feature of Transamerica life insurance is the ability to customize policies. This flexibility allows individuals to tailor their coverage to their specific needs. Whether you need a higher death benefit, additional riders for added protection, a policy that can grow cash value over time, or help with final expenses, Transamerica can accommodate your unique requirements.
Transamerica also provides excellent customer service, with knowledgeable representatives who can guide you through the process of selecting the right life insurance policy. They understand that choosing life insurance can be a complex decision, and they are committed to helping you make an informed choice when getting a Transamerica life insurance quote.
Furthermore, Transamerica’s strong financial track record ensures that they have the resources to fulfill their obligations to policyholders. With a long history of financial stability, you can have confidence in Transamerica’s ability to provide the financial security and peace of mind that life insurance offers.
In conclusion, Transamerica is a trusted and reputable life insurance company that offers a wide range of products to meet the diverse needs of individuals. With their commitment to customer satisfaction, customizable policies, and strong financial track record, Transamerica is a reliable choice for those seeking life insurance coverage.
Key Features of National Life Group Life Insurance Coveragesp
One standout feature of National Life Group’s life insurance policies is their accelerated benefit riders. These riders allow policyholders to access a portion of their death benefit if they are diagnosed with a qualifying terminal illness or chronic condition. This feature can provide much-needed financial support during challenging times, helping policyholders cover medical expenses or other financial obligations.
Another key feature of National Life Group’s life insurance policies is their cash value accumulation potential. Permanent life insurance policies offered by National Life Group have the potential to build cash value over time.
This means that as policyholders pay their premiums, a portion of those payments goes towards a cash value component that grows over time.
Michelle Robbins Licensed Insurance Agent
Furthermore, National Life Group understands that life is full of unexpected twists and turns. That’s why they offer flexible options for policyholders to customize their coverage.
Whether it’s adjusting the death benefit amount or adding additional riders for enhanced protection, National Life Group allows policyholders to tailor their life insurance policies to their specific needs and circumstances, whether buying life insurance as an unmarried couple or new parents.
Read More: Life Insurance for Unmarried Couples
In conclusion, National Life Group is a reputable and financially strong life insurance company that offers a range of products to help individuals and families secure their financial future. With its commitment to policyholders, innovative features, and comprehensive offerings, National Life Group is a name worth considering when it comes to life insurance and financial planning.
Life Insurance Discounts at National Group Life vs. Transamerica
Life insurance can be an expensive investment, but National Group Life and Transamerica offer discounts. Both companies lower rates for customers with healthy habits, such as non-smokers and those in good health.
Learn More: What factors determine the cost of life insurance premiums?
Take a look at the companies’ full list of life insurance discounts below.
National Life Group vs. Transamerica Life Insurance Discounts| Discount Type | ||
|---|---|---|
| Non-Tobacco User | 25% | 20% |
| Healthy Blood Pressure | 18% | 15% |
| Healthy Family History | 12% | 10% |
| Safe Hobbies | 15% | 12% |
| Young Applicant | 10% | 8% |
| Bundled Policies | 12% | 10% |
| Loyalty Discount | 9% | 7% |
| Large Coverage Amount | 8% | 6% |
| Paperless Billing | 5% | 5% |
Both companies offer life insurance discounts if customers bundle their life insurance policy with other products, like home or auto insurance. Additionally, both companies have small paperless billing discounts. It’s important to compare the specific discounts to determine the best option for your financial situation.
Customer Reviews of National Group Life and Transamerica
Customer reviews of National Group Life and Transamerica vary. While there are some positive reviews, there is also negative feedback from customers.
For example, National Life Group reviews from customers on sites like Reddit cite problems with customer service, as you can see in the Reddit thread below.
National Life Group insurance
byu/helpplese4444 inpersonalfinance
Reading a National Life Group review or two on Reddit will give you insight into the company’s flaws and strengths.
Transamerica has similar complaints of poor customer service despite affordable life insurance quotes. Take a look at some common issues with Transamerica in the Reddit thread below.
Is TransAmerica any good for life insurance? After underwriting, they offered me a no health exam $500k 20-year policy for $19.88/month at current age 34. JD Power says they have more complaints than typical life insurance companies. Wondering if the good price is worth it?
byu/amiatthetop3 inLifeInsurance
Potential customers of either company should carefully read reviews before making a decision. Frequent complaints and negative reviews could indicate serious issues with customer service, products, and business practices, such as discrimination that goes against life insurance discrimination laws.
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Business Ratings of National Group Life vs. Transamerica
When choosing a life insurance company, it’s essential to consider their financial stability and strength, as well as their customer service and business practices.
This ensures that they can fulfill their obligations and pay out claims when needed. Take a look at both National Life vs. Transamerica market shares below.
National Life Group has a larger market share than Transamerica, but Transamerica also has a long-standing history. The company has consistently received high ratings from independent rating agencies, indicating its financial strength. These ratings reflect Transamerica’s ability to meet its financial commitments and provide policyholders with the promised benefits.
National Life Group is also financially stable, with a solid track record and positive ratings from reputable rating agencies. These ratings attest to the company’s ability to meet its financial obligations and provide reliable protection for policyholders. Take a look at the full ratings of both companies below.
Business Ratings & Consumer Reviews for National Life Group vs. Transamerica Life Insurance| Agency | ||
|---|---|---|
| Score: 730 Below Avg. Satisfaction | Score: 747 / 1,000 Below Avg. Satisfaction |
|
| Score: A- Accredited with a few complaints | Score: A+ Excellent Business Practices |
|
| Score: 72/100 Good Consumer Advocacy | Score: 72/100 Fair Customer Feedback |
|
| Score: 1.5 Avg. Complaints | Score: 1.09 Avg. Complaints |
|
![]() | Score: A+ Superior Financial Strength | Score: A+ Superior Financial Strength |
It’s worth noting that financial stability is just one aspect to consider when evaluating a life insurance company. Other factors, such as customer service, policy flexibility, and overall value for money, should also be taken into account.
For example, both National Life Group and Transamerica have lower customer satisfaction ratings from J.D. Power, indicating issues with customer service and claims.
Filing a claim with either company may not be the best customer service experience, although Transamerica has a slightly better rating (Read More: How do you file a life insurance claim with Transamerica Life Insurance Company?). Transamerica also has a better BBB Transamerica rating for business practices.
In conclusion, both Transamerica and National Life Group offer reliable life insurance options with unique features. Which is the better of the two when making a Transamerica comparison with National Life Group depends on your specific needs, preferences, and budget.
Before making a decision, it’s recommended to thoroughly review their policy options, compare premiums and benefits, and assess their financial stability. Remember, life insurance is a long-term commitment, so it’s important to choose a policy that aligns with your goals and provides the necessary protection for your loved ones.
National Life Group Pros and Cons
It’s important to consider National Life Group’s pros and cons when evaluating whether it’s the right fit for you. Some of the positives we found in our National Life Group rating include:
- Policy Options: National Life Group has riders like living benefits or death benefits to customize policies to suit customers’ individual needs.
- Whole Life Rates: National Life Group is more affordable on average than Transamerica for those purchasing whole life insurance policies.
- Discount Options: Customers in good health will get discounts on life insurance. There are also discounts for healthy habits, like not smoking, and bundling policies (Read More: Can I get a multi-policy discount on my life insurance policy?).
The advantages of National Life Group, however, don’t mean that it’s the right fit for everyone. We found that the main disadvantages of National Life include:
- Low Customer Satisfaction: National Life Group has a below-average rating from J.D. Power due to poor National Life Group insurance reviews from customers.
- Higher Term Rates: On average, National Life Group charges more than Transamerica for term insurance.
While National Life Group’s comprehensive offerings make it an attractive choice, prospective buyers should weigh these benefits against the potential cost and customer satisfaction reviews and ratings.
Transamerica Pros and Cons
Like National Life Group Insurance Company, Transamerica has multiple pros and cons to consider. Advantages of picking Transamseirca for your life insurance policy include:
- Policy Options: Transamerica has plenty of life insurance coverages to choose from, as well as riders like a long-term care insurance rider.
- Term Life Rates: Transamerica’s term life insurance rates are cheaper on average than National Life Group.
- Discount Options: There are several discounts that can be applied to life insurance policies, such as a nonsmoker discount.
Of course, not everything about Transamerica Corporation is an advantage to customers. Some of the cons that potential policyholders should consider are listed below.
- Low Customer Satisfaction: Transamerica also has a low customer satisfaction rating from J.D. Power.
- Whole Life Rates: Transamerica whole life insurance rates are more expensive than National Life Group for whole life insurance policies.
Overall, Transamerica life insurance ratings show its a solid choice for life insurance with a wide range of options and plenty of coverage that can be an asset to policyholders. However, it may not be the best fit for everyone.
Make sure to compare plenty of companies, such as Transamerica vs. Mutual of Omaha, before making a final choice.
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Understanding Life Insurance
Life insurance is a crucial financial product that provides financial protection for your loved ones in the event of your death.
It offers a death benefit that can help cover funeral expenses, outstanding debts, and provide income replacement for your beneficiaries.
Before choosing a life insurance policy, it’s important to understand the basics and consider the options available to you.
Life insurance is not just a simple financial product; it is a way to ensure that your loved ones are taken care of even when you are no longer around. It is a way to provide them with a safety net, a cushion that can help them navigate through the difficult times that come with losing a loved one.
When it comes to life insurance, there are two main types: term life insurance and permanent life insurance. Term life insurance provides coverage for a specific period, usually 10, 20, or 30 years, while permanent life insurance offers coverage for your entire life.
Read More: 10-Year vs. 20-Year Term Life Insurance: Which is better?
Term life insurance is generally more affordable and straightforward, making it a popular choice for many individuals. On the other hand, permanent life insurance builds cash value over time and offers more flexibility, allowing you to access the accumulated cash value if needed.
Additionally, you’ll need to choose a death benefit amount that adequately meets your family’s needs. This amount should take into consideration not only immediate expenses but also long-term financial stability.
Importance of Life Insurance
Having life insurance provides peace of mind, knowing that your loved ones will be financially protected after your passing. It can help cover immediate expenses such as funeral costs and outstanding debts, easing the burden on your family during a difficult time. But life insurance goes beyond just covering immediate costs.
Chris Abrams Licensed Insurance Agent
This income can be especially crucial if you are the primary breadwinner in your family. You can adjust riders and coverage as needed as your family needs change.
Read More: Can I remove a rider from my life insurance policy if I no longer need it?
Furthermore, life insurance can be used to fund your children’s education. By setting up a life insurance policy, you can ensure that there will be funds available to pay for their education, even if you are not there to provide for them. It can be a way to invest in their future and give them the opportunity to pursue their dreams.
Lastly, life insurance can also be a way to leave a charitable legacy. If you have philanthropic goals or causes that are close to your heart, you can designate a portion of your life insurance policy’s death benefit to be donated to a charity or organization of your choice. This allows you to make a lasting impact even after you are gone.
History of Transamerica Life Insurance
Transamerica is a well-established life insurance company that has been providing financial solutions for over a century. With a strong reputation for stability and reliability, Transamerica offers a wide range of life insurance products tailored to meet individual needs. Let’s take a closer look at Transamerica and its key features.
Transamerica is a prominent name in the life insurance industry and is known for its stability and reliability. The company has a strong financial track record and a solid reputation for paying claims promptly. With a commitment to customer satisfaction, Transamerica has built a loyal customer base over the years.
Transamerica offers a wide range of life insurance products, including term life insurance, whole life insurance, and universal life insurance. Each type of policy has its own unique features and benefits, allowing individuals to choose the coverage that best suits their needs and financial goals.
In addition to life insurance, Transamerica also provides advice on retirement planning for women and men, investment options, and annuities. This makes them a comprehensive financial services provider that can cater to various aspects of your financial well-being.
Whether you’re looking to protect your loved ones with life insurance or plan for a secure retirement, Transamerica has the expertise and resources to help you achieve your financial goals.
History of National Life Group Life Insurance
National Life Group is another well-established insurer that has been serving customers for over 170 years. They provide a range of life insurance products with asset riders designed to meet the diverse needs of individuals and families (Read More: Is life insurance considered an asset?). Let’s explore National Life Group and its offerings in more detail.
When it comes to life insurance, the National Life Group logo is a logo that stands out. With a rich history spanning over 170 years, they have built a reputation for being a financially strong and well-respected company. Their commitment to policyholders and their dedication to delivering on their promises have made them a trusted choice for many individuals and families.
But National Life Group offers more than just life insurance. They understand that securing a financial future requires a comprehensive approach. That’s why they also provide annuities, retirement plans, and investment options. This wide range of products makes National Life Group a one-stop shop for individuals looking to protect and grow their wealth.
National Life Group offers a variety of life insurance options to cater to different needs and preferences. Their term life insurance policies provide coverage for a specific period of time, offering affordable protection for temporary needs. On the other hand, their universal life insurance policies offer flexibility and the potential for cash value accumulation.
For those who want to take advantage of market growth, National Life Group also offers indexed and variable universal life insurance.
These policies allow policyholders to participate in the performance of a stock market index, providing the opportunity for higher potential returns. Make sure to read a National Life Group IUL review or two before committing.
Read More: How much does it cost to get a variable universal life insurance policy?
But life insurance is just one part of National Life Group’s offerings. They also provide annuities, which can provide a steady stream of income during retirement. Their retirement plans help individuals and families save for the future, with options such as 401(k) plans and individual retirement accounts (IRAs).
Heidi Mertlich Licensed Insurance Agent
Additionally, National Life Group offers investment options to help individuals grow their wealth. Whether it’s through mutual funds, stocks, or bonds, they provide opportunities for individuals to diversify their portfolios and potentially increase their returns.
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Choosing Between National Life Group and Transamerica
When comparing National Life Group and Transamerica life insurance, National Life Group has slightly cheaper rates for whole life insurance. However, Transamerica offers a better deal on term life insurance and has slightly better business and customer ratings than National Life Group, making it the better choice for most customers.
Learn More: Are there ways to reduce life insurance costs without compromising coverage?
Make sure to fully consider your life insurance needs and a company’s rates and reputation before signing up. You can get free quotes for life insurance and secure financial protection for your loved ones by entering your ZIP code into our tool.

Frequently Asked Questions
What is the difference between Transamerica and National Life Group life insurance?
Transamerica and National Life Group are both insurance companies that offer life insurance policies. However, they may differ in terms of coverage options, pricing, customer service, and financial stability.
For instance, Tranamerica’s term life rates start at $11 per month, while National Life Group’s term life rates start at $15 per month.
What factors should I consider when choosing between Transamerica and National Life Group life insurance?
When choosing between Transamerica and National Life Group life insurance, consider Transamerica and National Life Group insurance rating factors such as the coverage options available, premium costs, financial strength and stability of the company, customer reviews, and the overall reputation of the insurer.
Which company has better customer reviews, Transamerica or National Life Group?
Customer reviews can vary, and it is important to research and compare reviews for both Transamerica and National Life Group. However, Transamerica has a score of 1.09 from the NAIC for customer complaints, while National Life Group has a worse score of 1.5.
Online review platforms and consumer advocacy websites can provide insights into customer experiences with each company and help you pick a company right for your specific needs. For example, the best life insurance policies for veterans may be different than the best life insurance policies for young families.
Can I get quotes from both Transamerica and National Life Group for life insurance?
Yes, it is recommended to obtain quotes from both Transamerica and National Life Group to compare their offerings. This will help you make an informed decision based on the coverage and pricing options that best suit your needs. If you want to get quotes from a range of life insurance companies, enter your ZIP in our free tool.
Are there any specific advantages of choosing Transamerica life insurance?
Transamerica may offer specific advantages such as a wide range of coverage options, flexible policy terms, additional riders for customization, and various tools and resources to help policyholders manage their policies and plan for the future.
What are the key features of National Life Group life insurance?
Our National Life Group ranking found that its life insurance policies may include features such as flexible premium payment options, various coverage amounts, the ability to accumulate cash value, and the option to add riders for additional coverage or benefits for beneficiaries (Learn More: Choosing the Right Life Insurance Beneficiary).
Is National Life Group legit?
Yes, National Life Group is a legitimate life insurance company. Its parent company is NLV Financial Corporation, and its subsidiaries are Life Insurance Company of The Southwest and Sentinel Advisors Company.
Is Transamerica life insurance good?
Yes, Transamerica has an A+ rating from A.M. Best. While some Transamerica life insurance reviews from customers are mixed, the company has an A rating from BBB.
What is Transamerica Immediate Solution?
Transamerica Immediate Solution is a final expense coverage for end-of-life costs like funeral services. If you no longer want this coverage, read up on how to cancel your selected funeral life insurance company life insurance policy.
Is there a Transamerica IUL lawsuit?
Transamerica has been involved in several IUL lawsuits, primarily concerning raising monthly rates past an acceptable limit.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.



