Mass Mutual Insurance

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Feb 15, 2021

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Company Details
Address: 1295 State Street
City: Springfield
State: MA
ZIP Code: 01111-0001
Phone Number: (800) 767-1000
AM Best Rating: A++
URL where was collected the AM Best Rating: http://www3.ambest.com/ratings/RatingsSearch.asp
Lines of Insurance: care, life, disability
States Licensed To Sell Insurance In: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, VI, WA, WV, WI, WY
Type of Insurance Company: Mutual
Parent Company: Mass Mutual Financial Group
Top executive Contact: Stuart H. Reese
Title of Top executive: Chairman/President
Assets & Premiums:

2006 Premiums: $26.2 Billion (parent)2006 Assets: $455 BillionS&P rating: AAA (extremely strong)Moody’s rating: Aa1 (excellent)Fitch rating: AAA (exceptionally strong)

Insurance subsidiaries:
  1. C.M. Life Insurance Co.
  2. MML Bay State Life Insurance Co.

Company Overview:

Company History: Founded 1851, MassMutual ranks No. 90 in the 2007 Fortune 500.The Massachusetts Mutual Life Insurance Company, founded in 1851, is the lead company in a group of financial companies known collectively as the Massachusetts Mutual Financial Group. The group services more than 13 million clients by providing insurance products, asset accumulation and income management products and services. These include life insurance (traditional whole life, term, universal life, variable life, bank owned and corporate owned life insurance), annuities, disability income insurance, long term care insurance, retirement planning products, and income management products and services for individuals, business owners and corporations and institutions. Individual life insurance products and mutual funds are sold through a career agency force of about 3,700 agents. Alternative distribution channels include banks, broker-dealers, and third party distribution channels which account for a small but growing percentage of Mass Mutual’s business. Mass Mutual ranks among the top 10 providers of ordinary life insurance in the U.S. A subsidiary company (C.M. Life) markets primarily individual variable and universal life products and fixed and variable annuities. Another subsidiary (MML Bay State Life) markets variable and universal life products to large corporate clients. Massachusetts Mutual Life accounts for about 90% of the group’s insurance assets with whole life insurance being its primary product. Increasingly, non-insurance products such as mutual funds are contributing to the group’s growth. Primary markets targeted by Mass Mutual are insurance and asset accumulation for individuals and small to medium size businesses. Products and services (such as record keeping, and investment services) for defined benefit and defined contribution pension plans are available especially to medium and large sized plans. College savings (529) plans are also offered. Retirement products are sold through brokers, benefit consultants, career agents and direct selling. Oppenheimer Funds, Inc. is one of Mass Mutual’s several companies that provide investment vehicles (equities, real estate, etc.) and trust related services for clients. Other financial products include traditional Guaranteed Investment Contracts (GICs) and various funding agreements and (through MassMutual Trust Company, FSB) estate planning, wealth transfer, trust and charitable giving services. The average life insurance policy issued in 2005 was for about $515,000 of insurance. The states that accounted for the most direct premium in 2005 were New York (12.5%), California (7.3%), New Jersey (6.6%), Massachusetts (6.1%) and Illinois (5.6%).

Ready to buy a life insurance policy? Compare life insurance quotes now.

Principle Sales Methods: Career agents
Life Annuity Business: MassMutual sells Term and Permanent Life and Annuity policies.

Health Business: MassMutual sells Disability and Long Term Care insurance.
Special Business: MassMutual sells Private Client Group (wealth management) insurance coverage.

Reviews
for Massachusetts Homeland Insurance Company

3.86 (13 reviews)
5
December 30, 2018

rgracy1978

Great compa y

Excellent company with great customer service. Always helpful and friendly. Has the best package offers.
5
December 8, 2017

Notinterestedfo

Easy to work with

The company is great. Easy to work with and my agent is fantastic with any questions I may have. Never an issue
3
April 20, 2017

mrt101506

They were meh

They were ok, not great, not bad but they did have great prices. When I went to review they went up in price so I didn't renew.
2.5
January 11, 2017

Bretfuppiz

Think they went down under?

When I was living in MASS., these guys were my primary auto motive insurers-- that being said, the quality was alright, price wasn't bad and the coverage was average. I have no clue why they stopped responding to all my calls, renewing my service and deleted their email though. Perhaps they were liquidated? If that's the case they issued literally no warning to me. One day I was just dropped and it was almost like they fell off the face of the ea...
When I was living in MASS., these guys were my primary auto motive insurers-- that being said, the quality was alright, price wasn't bad and the coverage was average. I have no clue why they stopped responding to all my calls, renewing my service and deleted their email though. Perhaps they were liquidated? If that's the case they issued literally no warning to me. One day I was just dropped and it was almost like they fell off the face of the earth. It's like an episode of twilight zone- but while I DID have them they were pretty mediocre so I didn't miss out on much by switching. 
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