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Health insurance is one of the most common forms of fringe benefits offered to employees→ Read More
Since I Work For A Company That Has Less Than 20 Employees, Cobra Is Not Available. But We Do Have Group Coverage. What Are My Options?
Try converting your group coverage to an individual plan→ Read More
My Employer Has A Self-Insured Health Insurance Plan. What Does This Mean And Is This A Good Deal For Me?
Some large employers operate their own health insurance plan as opposed to purchasing coverage from an insurance company→ Read More
My Employer Gives Its Employees Each A Medical Savings Account To Pay For Health Insurance. What Can I Do With This Fund?
While technically not a health insurance plan, some employers provide their employees with an annual amount placed into an account earmarked to help the employee take care of his or her health care expenses→ Read More
I’m Also Leaving My Job Where I Have Health Coverage, But I Have A Pre-Existing Condition. What Are My Options?
Probably the largest single worry that many have is coverage for pre-existing conditions, especially when you switch jobs→ Read More
I just changed my coverage in December but I don’t like my new plan. I want to change again, as soon as possible. Can I do that?
If you don’t like your health insurance coverage, you can still make a change during the Open Enrollment Period (OEP), but you must switch before April 1st.→ Read More
I Have Health Coverage Through My Employer But I’m Leaving My Job Soon. Though I Like My Current Coverage, I Cannot Carry It From Job To Job. What Are My Options?
For terminated or retiring employees, or those losing coverage because of reduced work hours, a provision called COBRA (the Consolidated Omnibus Budget Reconciliation Act) obligates your employer to let you buy group coverage for up to 18 months after leaving→ Read More