Grinnell Mutual

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 8, 2021

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Company Details
Address: 4215 Highway 146
City: Grinnell
State: IA
ZIP Code: 50112-0790
Phone Number: 800-362-2041
AM Best Rating: A
URL where was collected the AM Best Rating: https://www.gmrc.com/default.aspx
Lines of Insurance: auto, home
States Licensed To Sell Insurance In: IL, IN, IA, MN, MO, NE, ND, OH, OK, PA, SD, WI
Type of Insurance Company: Mutual
Top executive Contact: Larry Jansen
Title of Top executive: President/CEO
Assets & Premiums:

2013: Premiums: $78.322 million Assets: $858.609 million

Insurance subsidiaries:
  1. Grinnell Select Insurance
Company Rating 2.14 (37 reviews)

 

What Should You Know about Grinnell Mutual Insurance?


Company History: The Iowa Farmers Mutual Insurance Association was founded in 1909. The company began to expand into other states in 1930 and entered into the auto insurance business. In 1963, the company changed its name to Grinnell Mutual Reinsurance Company. Now Grinnell is the largest primary reinsurer of mutual farm companies in North America and the 123rd largest property-casualty insurer in the US. Grinnell Mutual employs over 700 people.
Principle Sales Methods: Independent agents and Internet

Grinnell Mutual offers standard auto, elite driver, and sport vehicle insurance largely through independent insurance agents. Grinnell Insurance Agency also sells Homeowners, Renters and Mobile home insurance coverage, along with a variety of equipment breakdown coverages.

Grinnell Mutual sells a spectrum of Commercial policies, including Business and Farm Owners insurance and Reinsurance in the Midwest. Policies can be found in Indiana, Iowa, Minnesota, Missouri, Nebraska, North Dakota, and Ohio to name a few.

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What Information Do You Need When Filing a Claim with Grinnell Mutual Insurance Policies?

Any time you shop for insurance carriers, you should always compare your options. See who offers coverage and what their rates are for comparable policies. Part of finding the right insurance provider is understanding their claims process. What happens when something goes wrong?

You’ll need information such as the date, time, and location for any auto, home, or other claim. If you’re in a car accident, you should also gather witness information and descriptions of license plates and vehicles if possible. The process is the same as you’d expect with other insurers. 

Ideally, you should call Grinnell mutual while you’re on site. This will allow them to open your case and start the process. Email customer service is one option. Many prefer to call, though. Either way, adjusters will let you know what they need.

How Much Should You Expect to Pay for Grinnell Mutual Insurance Policies?

Insurance companies set rates based on a number of factors. Where you live, what you do for a living, your claims history, your credit score, and other factors all go into your quoted rates. If you have to file a claim, especially a large one, it could push your rates up for years. If you’re looking for business insurance, how long you’ve been in business and the industry you’re in may also come into play.

The best thing to do when shopping for insurance is to compare options. Make sure each provider is quoting the same coverage. It’s not just about the price. You want to get your money’s worth. For a homeowners policy, how much is the base coverage, and do you get additional living expenses if you’re displaced from your home for a covered event? For auto insurance rates, are those competitive rates based on a higher deductible or lower coverage limits? 

Once you know what you’re looking for, finding the right policy becomes much easier. Grinnell mutual insurance is just one of the many options available.

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