Foremost Insurance

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Aug 20, 2020

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Company Details
Address: 5600 Beech Tree Lane
City: Caledonia
State: MI
ZIP Code: 49316
Phone Number: 616-942-3000
AM Best Rating: A
URL where was collected the AM Best Rating: http://www.ambest.com/ratings/
Lines of Insurance: auto, home
States Licensed To Sell Insurance In: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Type of Insurance Company: Mutual
Parent Company: Farmers Insurance Group of Companies
Top executive Contact: Steve Boshoven
Title of Top executive: President
Insurance subsidiaries:
  1. Foremost Insurance Company
  2. Foremost Signature Insurance Company
  3. Foremost Property and Casualty Insurance Company
  4. American Federation Insurance Company
  5. Foremost County Mutual Insurance Company
  6. And several others

Company Overview:


Company History: Foremost was founded by Edward J. Frey and Edward L. Stoddard in 1952. The company was originally intended for American families living in mobile homes. In the 1960’s, Foremost created the first travel trailer policy. In the mid-80’s the company introduced specialized services and policies for mobile home owners who were over the age of 50. In 1996 Foremost.com went live, and in 2000, Farmers Insurance acquired Foremost. Now Foremost is endorsed by AARP to provide mobile home and motorcycle insurance to their members.
Principle Sales Methods: Has over 38,000 agents nationwide.

Auto Business: Foremost sells a variety of auto insurance policies including (but not limited to) loan/lease coverage and towing and roadside service.
Homeowners Business: Foremost offers a variety of homeowners coverages including (but not limited to) named peril coverage and replacement cost coverage.

Special Business: Foremost offers a variety of Power Sport insurance policies and business insurance policies.

Reviews
for Foremost Insurance Group

3.57 (181 reviews)
5
February 16, 2020

Soooonz

Saved me and my wife $70 on a bundled plan.

I've been with them for 3 years and have been extremely happy with their company. They helped me manage my internet billing which was new to me so I don't even have to get a money order to send payment. This saves me a bunch of time. They managed to cut my rate by around $70 compared to my last provider and were able to get me the same coverage as well as towing for 50 miles. They were a smooth company to work with and always answered my question...
I've been with them for 3 years and have been extremely happy with their company. They helped me manage my internet billing which was new to me so I don't even have to get a money order to send payment. This saves me a bunch of time. They managed to cut my rate by around $70 compared to my last provider and were able to get me the same coverage as well as towing for 50 miles. They were a smooth company to work with and always answered my questions when I called them. My wife is also on the same plan and we were bundled and saved around $70. Overall I'm very happy with them.
2.5
January 31, 2020

fuckYou

Foremost review

foremost insurance is a fraud overcharge customers for cars will never use them again a recommend people not to use them at all
3
June 11, 2019

SamanthaLynne

Mostly Good, Little bad to say!

My experience so far with Foremost has been pretty good. It just seems that every 6 months maybe even sooner, but I know every six months my policy renews and the rates go up! So I don't understand, why I have yet to call them and ask. So it's a little frustrating especially when you're a good driver you know, like Progressive says, Safe Driver discount a good driver discount. No accidents no tickets no incentive to stay with that company?, the ...
My experience so far with Foremost has been pretty good. It just seems that every 6 months maybe even sooner, but I know every six months my policy renews and the rates go up! So I don't understand, why I have yet to call them and ask. So it's a little frustrating especially when you're a good driver you know, like Progressive says, Safe Driver discount a good driver discount. No accidents no tickets no incentive to stay with that company?, the only incentive is to cancel my policy with them and find something else. I know the answer they're going to give me when I ask why they raise my rates every few months they're going to answer "Oh, everyone does in your area. All the insurance companies do it!
4.5
January 15, 2019

AN

Foremost review

My claim Adjuster is very helpful and quick. Good customer services that help me go through very step to finish to repair to my car.
5
December 13, 2018

AllBowl7

Great people and coverage but pricey

It was a great policy that covered everything. My husband got hit by another car and we had no problems with the insurance company, they were easy to deal with and he got a rental while the car was in the shop. However we switched to another company because after years with them the rates went up too much and we found the same policy for half the price somewhere else. It may have been because we switched from buying through an agency to buying th...
It was a great policy that covered everything. My husband got hit by another car and we had no problems with the insurance company, they were easy to deal with and he got a rental while the car was in the shop. However we switched to another company because after years with them the rates went up too much and we found the same policy for half the price somewhere else. It may have been because we switched from buying through an agency to buying the insurance ourselves.
5
November 20, 2018

Goodgirl49

Great Service

My agent takes the time to explain my coverage and options to me. Gives me the opportunity to shop around prior to committing
5
September 26, 2018

Hearty

Reliable company

Very reliable company. Agents always answer the phone with good manners and friendly tone of voice.
2
September 15, 2018

Reivers

Foremost raised by insurance premium by 40%

Are used to be a 21st century insurance customer and Foremost bought them out. When I received my first bill from Foremost my insurance went up 40% ! I will seek new insurance clothes and hopefully reduce my premium!
4
August 15, 2018

YEETYEET69

Highly Recommend

My rates have been the same since I've started and the company has helped me get as many discounts as I can
4
August 14, 2018

Nle1882

Foremost Review

Foremost is an excellent insurance company because they are reliable, and trustworthy with helpful customer service.
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