Best Car Insurance for Domino’s Pizza Delivery Drivers in 2025 (Top 10 Companies Ranked)
The best car insurance companies for Domino's Pizza delivery drivers are State Farm, AAA, and Farmers. at $40/m, Farmers has the cheapest Domino's Pizza car insurance rates. State Farm is a great choice if you need help choosing coverage. AAA offers roadside assistance if your car breaks down while making a delivery.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Apr 12, 2025
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Apr 12, 2025
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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3,027 reviewsCompany Facts
Domino’s Pizza Full Coverage
A.M. Best Rating
Complaint Level
Pros & Cons
3,027 reviews
3,072 reviewsCompany Facts
Domino’s Pizza Full Coverage
A.M. Best Rating
Complaint Level
Pros & Cons
3,072 reviewsState Farm, AAA, and Farmers offer the best car insurance for Domino’s Pizza delivery drivers. Farmers offers the lowest Domino’s Pizza insurance rates, at $40 per month.
State Farm provides strong customer service and reliable coverage. AAA offers benefits like roadside assistance, which is useful for delivery drivers.
Our Top 10 Company Picks: Best Car Insurance for Domino's Pizza Delivery Drivers| Company | Rank | Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $131 | B | Many Discounts | State Farm |
 | #2 | $108 | A | Online App | AAA |
 | #3 | $136 | A | Local Agents | Farmers |
 | #4 | $96 | A+ | Innovative Programs | Progressive |
 | #5 | $129 | A+ | 24/7 Support | Erie |
 | #6 | $155 | A+ | Add-on Coverages | Allstate |
 | #7 | $105 | A | Customizable Polices | Liberty Mutual |
 | #8 | $164 | A++ | Custom Plan | Geico |
 | #9 | $147 | A+ | Customer Service | Amica |
 | #10 | $178 | A | Student Savings | American Family |
Comparing auto insurance rates and coverage helps delivery drivers find the best balance of affordability and protection. Get the minimum car insurance coverage you need to drive legally by entering your ZIP code into our free quote comparison tool.
- Get the best car insurance for Domino’s Pizza delivery drivers at $40/mo
- State Farm offers good service and strong coverage for delivery drivers
- Delivery drivers need business coverage since personal insurance won’t cover work
These companies balance cost, coverage, and service to meet the unique needs of Domino’s delivery drivers. Choosing the right one helps you stay protected without spending too much.
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#1 – State Farm: Top Overall Pick
Pros
- Many Discount Options: State Farm has many discounts that can help Domino’s Pizza delivery drivers pay less for their insurance.
- Low Monthly Rates: State Farm has affordable rates, with minimum coverage starting at $63 a month for Domino’s Pizza delivery drivers.
- Bundling Benefits: Domino’s Pizza delivery drivers can save up to 17% by bundling auto insurance with other policies. Visit our State Farm insurance review to learn more.
Cons
- Limited Multi-Policy Discount: State Farm’s 17% bundling discount is lower than some competitors’ for Domino’s Pizza delivery drivers.
- Premium Costs: Despite discounts, premiums for full coverage may be more expensive for Domino’s Pizza delivery drivers.
#2 – AAA: Best for Online App
Pros
- Simple Online Tools: The AAA mobile app lets Domino’s Pizza delivery drivers easily manage their insurance while on the job.
- Reliable Customer Service: AAA is friendly and always ready to help, so Domino’s Pizza delivery drivers can quickly get their assistance.
- Helpful Roadside Assistance: AAA’s well-known roadside assistance service gives Domino’s Pizza delivery drivers peace of mind.
Cons
- Smaller Bundling Discount: AAA’s 15% bundling discount is lower than what some other companies offer Domino’s Pizza delivery drivers.
- Membership Needed: Domino’s Pizza delivery drivers must be AAA members to receive insurance benefits. For more details, see the AAA insurance review.
#3 – Farmers: Best for Local Agents
Pros
- Personal Help from Agents: Farmers’ local agents make it easy for Domino’s Pizza delivery drivers to get help when needed.
- Lowest Minimum Coverage: Farmers offers the cheapest minimum coverage at $40 per month for Domino’s Pizza delivery drivers.
- Good Bundling Discount: Domino’s Pizza delivery drivers can save up to 20% by bundling policies with Farmers.
Cons
- Fewer Online Tools: Farmers’ insurance offers fewer digital tools, which can be a drawback for tech-savvy Domino’s Pizza delivery drivers.
- Full Coverage Costs More: Full coverage with Farmers costs $136 per month, which may not be the cheapest option for Domino’s Pizza delivery drivers.
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#4 – Progressive: Best for Innovative Programs
Pros
- Save With Safe Driving: Progressive’s Snapshot program lets Domino’s Pizza delivery drivers save money by driving safely. See this Progressive auto insurance review for more info.
- Great Online Features: Progressive has easy-to-use online tools that help Domino’s Pizza delivery drivers manage their policies.
- Affordable Rates: Progressive keeps insurance affordable with plans starting at $50 a month, making it a solid choice for Domino’s Pizza delivery drivers.
Cons
- Smaller Bundling Savings: Progressive’s 10% bundling discount is lower than some other companies offer for Domino’s Pizza delivery drivers.
- Mixed Customer Service Reviews: Some Domino’s Pizza delivery drivers say Progressive’s customer service could be better.
#5 – Erie: Best for 24/7 Support
Pros
- 24/7 Help Available: Erie Insurance offers round-the-clock customer support for Domino’s Pizza delivery drivers.
- Affordable Full Coverage: Erie’s full coverage costs $129 per month, which is a good deal for Domino’s Pizza delivery drivers.
- Large Bundling Discount: Domino’s Pizza delivery drivers can save up to 25% by bundling policies with Erie.
Cons
- Expensive Minimum Coverage: Erie’s minimum coverage costs $85 per month, which is higher than some other options for Domino’s Pizza delivery drivers.
- Not Available Everywhere: Some Domino’s Pizza delivery drivers may not be able to get Erie insurance due to location restrictions.
#6 – Allstate: Best for Add-on Coverages
Pros
- Lots of Coverage Choices: Allstate lets Domino’s Pizza delivery drivers add extra coverage to fit their needs. To get more details, visit Allstate’s auto insurance review.
- Solid Bundling Discount: Domino’s Pizza delivery drivers can save up to 25% when bundling choices.
- Low Minimum Coverage Cost: At $43 per month, Allstate offers affordable minimum coverage for Domino’s Pizza delivery drivers.
Cons
- Expensive Full Coverage: Allstate’s full coverage costs $155 per month, which is higher than the average cost for Domino’s Pizza delivery drivers.
- Slower Claims Process: Some Domino’s Pizza delivery drivers report that Allstate takes longer to process claims.
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#7 – Liberty Mutual: Best for Customizable Policies
Pros
- Flexible Insurance Options: Liberty Mutual lets Domino’s Pizza delivery drivers customize their policies. Find out more here, “Liberty Mutual Auto Insurance Review.”
- Affordable Full Coverage: Liberty Mutual’s full coverage costs $105 per month, making it a good value for Domino’s Pizza delivery drivers.
- Strong Bundling Discount: Domino’s Pizza delivery drivers can save up to 25% by bundling their auto and home insurance policies.
Cons
- Expensive Minimum Coverage: Liberty Mutual’s minimum coverage is $56 per month, which is more expensive than some choices for Domino’s Pizza delivery drivers.
- Premiums Can Go Up: Some Domino’s Pizza delivery drivers report that Liberty Mutual’s rates increase over time.
#8 – Geico: Best for Custom Plans
Pros
- Customizable Plans: Geico lets Domino’s Pizza delivery drivers pick the best coverage for them, keeping their budget in mind.
- Top Financial Stability: With an A++ rating, Geico is a reliable choice for Domino’s Pizza delivery drivers. Get more details in our Geico auto insurance review.
- Low Minimum Coverage Rate: Geico has minimum coverage for just $50 a month, making it a budget-friendly choice for Domino’s Pizza delivery drivers.
Cons
- Limited Agent Support: Geico mostly handles everything online, so Domino’s Pizza delivery drivers who like talking to an agent might find it less convenient.
- Higher Full Coverage Cost: At $164 per month, Geico’s full coverage is pricier than other options for Domino’s Pizza delivery drivers.
#9 – Amica: Best for Customer Service
Pros
- Highly Rated Customer Service: Amica is known for treating Domino’s Pizza delivery drivers well by offering fair rates and reliable customer service for their coverage needs.
- Good Bundling Savings: Amica Insurance offers up to 30% off for Domino’s Pizza delivery drivers who bundle their policies.
- Moderately Priced Full Coverage: Amica’s full coverage costs $147 monthly, making it a reasonable option for Domino’s Pizza delivery drivers.
Cons
- Not Available in Every State: Due to location limits, some Domino’s Pizza delivery drivers may not be able to get Amica coverage.
- Expensive Minimum Coverage: Amica’s minimum coverage for Domino’s Pizza delivery drivers costs $53 per month, which is higher than some competitors.
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#10 – American Family: Best for Student Savings
Pros
- Great Student Discounts: American Family Insurance helps student Domino’s Pizza delivery drivers save on insurance.
- High Bundling Savings: Domino’s Pizza delivery drivers can save up to 25% by bundling policies with American Family.
- Stable Insurance Provider: American Family has a solid A rating, so it is a reliable choice for Domino’s Pizza delivery drivers.
Cons
- Expensive Minimum Coverage: At $68 per month, American Family’s basic coverage costs more than most options for Domino’s Pizza delivery drivers.
- Pricey Full Coverage: Full coverage costs $178 per month, making it less budget-friendly for Domino’s Pizza delivery drivers.
Domino’s Pizza Delivery Drivers Need the Right Insurance
If you are a Domino’s Pizza delivery driver, insurance is an essential aspect of your job. Domino’s Pizza does not provide company coverage for employees. You will need to secure a commercial policy to ensure you are covered if you are involved in an accident.
Domino's Pizza Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $42 | $108 |
| $43 | $155 |
| $68 | $178 |
| $53 | $147 |
| $85 | $129 |
| $40 | $136 |
| $50 | $164 |
| $56 | $105 |
| $50 | $96 |
| $63 | $131 |
While there are various car accident and automobile injury resources, having the right auto insurance policy when involved in an accident simplifies the process. It also gets you back on the road and working faster.
Michelle Robbins Licensed Insurance Agent
Commercial auto insurance policies tend to cost more than personal policies. That means pizza delivery insurance coverage may be pricey. The good news is many insurance companies offer discounts to keep your rates reasonable.
Finding the Right Car Insurance for Your Domino’s Delivery Job
When you work a delivery job, you probably wonder if you need a personal policy or commercial policy on your vehicle. If you use your car for work, like making deliveries, you need a commercial policy or at least a business-use endorsement. Many people don’t realize this at first, but auto insurance companies ask if you do rideshare, deliveries, or other work-related driving.
Additionally, if you don’t tell them and have a claim while working, they could deny coverage, leaving you with the full cost. If you deliver for Domino’s, there are insurance options made just for pizza delivery drivers. Finding affordable coverage isn’t as hard as you might think. You don’t have to check every provider yourself because we can quickly compare rates for you.
Because Domino’s doesn’t offer car insurance, you need to look over commercial auto insurance rates for food delivery. Additionally, Domino’s delivery insurance is for customers, not drivers, so it won’t help if you get into an accident while working. The table below has the average rates in the U.S. based on different vehicle types.
Auto Insurance Monthly Rates for Commercial Policies by Vehicle and Coverage Type| Vehicle Type | Term Policy | Whole Policy |
|---|---|---|
| Car | $275 | $2,231 |
| Semi-truck | $1,111 | $11,199 |
| Delivery Van | $299 | $3,333 |
| Limousine | $334 | $3,893 |
| Cab | $267 | $2,968 |
As you can see, using a vehicle for your business isn’t always very affordable. This is why checking out multiple companies is an ideal solution to saving money on your Domino’s Pizza car insurance.
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Factors That Determine Your Domino’s Delivery Insurance Rates
Your insurance rates for Domino’s delivery depend on many things, just like regular car insurance. Insurers look at your driving record, past claims, and even your credit score to decide how much you pay. If they see you as a low-risk driver, you are more likely to get a lower rate.
The type of coverage you choose also affects your cost. Basic liability insurance is required by law, but if you add comprehensive or collision coverage, your premium will go up. The more protection you have, the more you will pay, but it can save you from big expenses later.
When shopping for Domino’s delivery insurance, compare both coverage and cost. The cheapest option isn’t always the best if it doesn’t fully protect you. Finding a balance between price and coverage will help you get the most value for your money.
The Scott Brothers are always talking sense. Protect your stuff your way today! https://t.co/0Q754BZ7mB pic.twitter.com/yeQUEDIjNj
— American Family Insurance (@amfam) September 29, 2023
Additionally, Domino’s delivery policy usually requires drivers to have their own car insurance for delivery drivers that covers work-related accidents. If you don’t have the right insurance, you might have to pay for damages yourself.
Read more: How do I know if I chose the right coverages?
How Domino’s Delivery Drivers Can Get Car Insurance Discounts
Domino’s Pizza delivery drivers can get discounts to help lower their car insurance costs. Many insurance companies offer savings for safe driving, bundling policies, or choosing a higher deductible. Some even have special discounts just for delivery drivers, so it’s a good idea to ask about any available deals.
Car Insurance Discounts From the Top Providers for Domino's Pizza Delivery Drivers| Insurance Company | Discount Program |
|---|---|
| Multi-Policy, Safe Driver, Good Student, Homeowner, Defensive Driving Discounts |
| Drivewise, Multi-Policy, Anti-Theft, Good Student, Early Signing, Claim-Free Discounts |
| Loyalty, Multi-Line, Good Student, Defensive Driving, Paid in Full, Vehicle Safety Discounts |
| Smart Start, Multi-Policy, Safe Driver, Defensive Driving, Homeowner Discounts |
| Multi-Policy, Safe Driver, Young Driver, Defensive Driving, Paid in Full Discounts |
| Signal App, Good Student, Multi-Policy, Vehicle Safety, Claims-Free Discounts |
| DriveEasy, Military, Good Student, Multi-Policy, Vehicle Safety, Anti-Theft Discounts |
| RightTrack, New Vehicle, Multi-Policy, Good Student, Claims-Free, Vehicle Safety Discounts |
| Snapshot, Multi-Policy, Homeowner, Good Student, Paid in Full, Claims-Free Discounts |
| Drive Safe & Save, Good Student, Multi-Policy, Defensive Driving, Claims-Free Discounts |
Comparing multiple insurance quotes is one of the best ways to find affordable coverage. A cheaper policy isn’t always better if it doesn’t give you enough protection, so it’s important to balance cost and coverage. Checking for discounts and choosing the right policy can help you stay covered without overpaying.
Read more: Get Low-Cost Car Insurance With Driver Discounts
3 Case Studies: Car Insurance for Domino’s Pizza Delivery Drivers
Real experiences from Domino’s Pizza delivery drivers show how the right insurance makes a big difference. These case studies highlight how different drivers found the best coverage based on their needs, budgets, and work situations.
Case Study #1: Sarah Found Reliable Coverage With State Farm
Sarah, a full-time Domino’s delivery driver, wanted an insurance plan that covered her during work without breaking her budget. She chose State Farm because they offered a business-use policy that kept her protected on deliveries. When she had a minor accident, her claim was handled smoothly, and she was back on the road quickly.
Case Study #2: James Saved Money With Farmers
James worked part-time delivering for Domino’s and needed affordable insurance that still met company requirements. Farmers offered him the cheapest rate at $40 per month while covering him for work-related driving. With a low monthly payment and enough protection, he had peace of mind without overspending.
Case Study #3: Lisa Got Extra Perks With AAA
Lisa wanted more than just insurance—she wanted extra benefits for safety and convenience. AAA gave her a solid policy plus roadside assistance, which helped when her car battery died during a shift. Knowing she had both coverage and support made her feel more secure while delivering.
The right insurance helps delivery drivers stay protected without worries. Whether you need great service, low rates, or extra perks, there’s a policy for you. State Farm, Farmers, and AAA offer solid options to keep Domino’s Pizza delivery drivers covered on the road.
Read more: Compare Online Car Insurance Quotes to Save Money
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Finding the Best Car Insurance for Domino’s Pizza Delivery Drivers
The best car insurance for Domino’s Pizza delivery drivers should provide reliable protection while working. Since Domino’s does not offer coverage, drivers must find a policy that keeps them protected on the job.
Companies like State Farm, Farmers, and AAA have affordable options with strong coverage and helpful customer service. Read more: 10 Best Auto Insurance Companies for Comprehensive Coverage
Daniel Walker Licensed Insurance Agent
Getting the right insurance matters for every delivery driver. The best plan helps you feel secure, knowing you are covered if anything happens. By checking different options and picking a reliable company, you can get the protection you need at a good price. Stay safe on the road, and make sure your insurance covers you while delivering for Domino’s.
Avoid overpaying for your car insurance by entering your ZIP code in our free comparison tool to find which company has the lowest rates.
Frequently Asked Questions
Do I need commercial auto insurance to deliver pizza?
It depends on your personal policy. Many standard plans do not cover car insurance for pizza delivery jobs. You might need commercial auto insurance to be fully covered for pizza delivery. Always check with your provider.
Get the best pizza delivery car insurance — just enter your ZIP code to shop for coverage from the top insurers.
Do you need special insurance to deliver pizza?
Yes, in most cases. Many personal auto policies will not cover accidents if you work as a driver. Pizza delivery insurance programs can help, and some companies require auto insurance for pizza delivery drivers.
Does Domino’s have insurance for drivers?
Yes, but it depends on what you mean. Domino’s delivery insurance and Domino’s carryout insurance are for customers, not drivers. If you work as a driver, you need Domino’s car insurance or pizza delivery car insurance that meets the company’s pizza delivery insurance requirements.
Read more: Best Car Insurance for Delivery Drivers
How much does pizza delivery insurance cost?
The price of pizza delivery car insurance depends on the provider, where you live, and your driving history. Adding insurance for pizza delivery to a policy can raise rates, but full commercial auto insurance for pizza delivery costs even more.
Does being a delivery driver increase insurance?
Yes, because driving for work makes accidents more likely. If your insurer finds out you’re delivering food without proper pizza delivery insurance programs, they could cancel your policy.
What’s the difference between personal and delivery insurance?
Personal insurance covers everyday driving, but it may not include insurance for pizza delivery. A policy that includes commercial auto insurance for pizza delivery is designed to cover work-related driving.
Read more: Do I need multiple policies to get enough coverage?
Are pizza delivery drivers covered by insurance?
Not always. Many companies expect drivers to have their own auto insurance for pizza delivery drivers. Even if your employer has coverage, it may only be secondary, meaning your personal policy pays first.
Do you need commercial insurance to deliver pizza?
Most of the time, yes. Some insurers let you add pizza delivery insurance requirements to a personal policy, but others require full commercial auto insurance for pizza delivery.
What kind of car insurance do I need for Domino’s?
Domino’s Pizza insurance does not cover drivers. You need your own Domino’s car insurance that meets their pizza delivery insurance requirements. Some stores may offer coverage, but it’s often limited.
For more info, check this guide: What You Should Know About Auto Insurance
What happens if I don’t have delivery insurance?
If you don’t have the right pizza delivery car insurance, your insurer could deny a claim. That means you might have to pay for damages yourself. Some companies even cancel policies if they find out you were delivering food without proper coverage.
Ready to shop around for the best car insurance company? Enter your ZIP code and see which one offers the coverage you need.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.