can my grand daughter drive my car if not on title or ins policy and still be covered on my ins
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UPDATED: Feb 9, 2015
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Insurance Question from Hertel, WI
Asked on 02/09/2015
can my grand daughter drive my car if not on title or ins policy and still be covered on my ins NULL
Answer given on March 08, 2015
If your granddaughter occasionally drives your car, she will be covered under your policy as a permissive user. If she causes an accident in your car, your insurance will be responsible for any damage or injuries sustained in the accident. If she has not been listed on your insurance up to that time your insurance company may request information about her. You can explain she is only an occasional operator of the car.However, if she lives with you or is a regular user of your car, then she does need to be listed on your car insurance as a driver. Her age and driving experience can cause your insurance rates to go up if you add her.If she has her own car and insurance, she does not need to be added, even if she lives with you, since she is paying insurance for herself on another insurance policy.
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