Will my ex-husband filing bankruptcy effect my credit if we have one credit card with both our names on it?

Asked on June 29, 2012 under Bankruptcy Law, Alabama


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

So long as you are current on the credit card that you share with your former husband with your monthly payments his bankruptcy filing should not have any negative effect upon your credit rating.

I suggest that if there is money owed on this credit card that the balance be paid off sooner rather than later and that this joint credit card account then be terminated for your credit protection.

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