What law dictates that a mortgage company has to send me my mortgage statement?

I was awarded a Chapter 7 about 9 months ago, however, I did not include my house in the bankruptcy. I keep calling and writing for a mortgage statement but the mortgage company claims sending the statement might be seen as a violation of the bankruptcy automatic stay on collection and they don’t want to run afoul with bankruptcy laws.

Asked on November 1, 2011 under Bankruptcy Law, New Jersey

Answers:

Michael D. Siegel / Siegel & Siegel, P.C.

Answered 9 years ago | Contributor

They are right.  Not including the house in the bankruptcy was not right.  Until you reaffirm, they are doing the right thing.


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