If I was test driving a friend’s uninsured car and was rear-ended, what is my liability if the at-fault driver was insured?

Will the other driver’s insurer still fix the car? I have full coverage on my vehicle if that makes any difference.

Asked on November 4, 2014 under Accident Law, California


Anne Brady / Law Office of Anne Brady

Answered 6 years ago | Contributor

If the at-fault driver had insurance, then the at-fault driver's insurance is obligated to pay, regardless whether your friend's car was insured or you had coverage on your vehicle, which you were not driving.  I assume you were "test driving" because you were thinking of buying it?  If you bought the car, you would typically have about two weeks (see your policy) to notify your insurance company, during which time your insurance would cover you on the newly purchased vehicle.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.