Grinnell Mutual
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
|
Written by
Jeffrey Johnson
|
|
Reviewed by
Jeffrey Johnson
|
UPDATED: Aug 20, 2020
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
- Grinnell Select Insurance
Company Overview:
Company History: The Iowa Farmers Mutual Insurance Association was founded in 1909. The company began to expand into other states in 1930 and entered into the auto insurance business. In 1963, the company changed its name to Grinnell Mutual Reinsurance Company. Now Grinnell is the largest primary reinsurer of mutual farm companies in North America and the 123rd largest property-casualty insurer in the US. Grinnell Mutual employs over 700 people.
Principle Sales Methods: Independent agents and Internet
Auto Business: Ginnell Mutual offers standard auto, elite driver, and sport vehicle insurance.
Homeowners Business: Grinnell Mutual sells Homeowners, Renters and Mobile home coverages, along with a variety of equipment breakdown coverages.
Special Business: Grinnell Mutual sells a spectrum of Commercial policies, including Business and Farm Owners insurance and Reinsurance in the Midwest.
Had to send a second adjuster as the first one did not even inspect roofs or second floor window damage from hail. Came up with estimate from standing on the ground and stated everything LOOKED fine! Company now says no 100% replacement on dwelling. Have had insurance for almost 40 years. Was never informed by the company that dwelling could be covered at 100% replacement! Meanwhile 3 months have gone by and we have broken windows and damaged doors and rain and rain and rain… soon snow!
Did you find this review helpful? Yes No
After paying GRFINNELL MUTUAL thousands for my business liability, I had ONE claim and, they have told me they will not renew the policy.
I just received an audit questionaiire from them and, my agent told me that if I do not submit this, GRINNELL MUTUAL will invent past charges and, if I refuse to pay these illegitimate charges, GRINNELL MUTUAL will send these bogus charges to collections and DELIBERATELY insert a negative statement in my credit repot.
Very shortly, I will be informing these leeches thAt I will be contacting my U.S. Rep, filing a charge of extortion against them and placing this statement everywhere possible on the internet.
DO NOT PURCHASE ANY INSURANCE FROM GRINNELL MUTUAL.
Did you find this review helpful? Yes No
Fast Claims settlement
Did you find this review helpful? Yes No
Great company for the stock holders. They refuse legitimate claims as a routine matter.
Do not buy insurance from this company. Low rates are only good, if you never have a claim. They will not be there if you need them, and then your claim will be denied. The insurance commission says that they can recommend to Grinnell that they pay a claim, but can’t force them.
Did you find this review helpful? Yes No
Handles my claims in a tinley fashion beyond expectation.
Did you find this review helpful? Yes No
I had hail damage to a rental property and the first adjustment was that only 1/2 the roof was damaged and they would only pay 75% because it is a rental. After I complained they totaled the roof but I still only recieved 75% of the replacement costs. I have been their client for 30 yrs but I am switching very soon. These guys a crooks.
Did you find this review helpful? Yes No
Customer for years, outstanding service
Did you find this review helpful? Yes No
Had a roof blow off in a storm on May 8th, 2009. The insurance company said to do whatever was possible to prevent further damage. Tarp was put on roof. Claims adjuster said his computer program said our roof should be able to be fixed for XXX dollars. 3 roofing companies quoated a price 6K higher than the insurance computer program. Back and forth for 4 months with little help from the insurance company, tarp tears from exposure for 2 months. Last storm destroys interior of building at a cost of 10 times the amount the adjuster was afraid to spend on a new roof. Now the claim is huge and could have been prevented if they would have addressed the claim sooner.
Did you find this review helpful? Yes No
Worst company I have ever had to deal with, will not ever go through them again.
Did you find this review helpful? Yes No
very rude adjuster…..
Did you find this review helpful? Yes No
I had a rental house roof damaged by hail last summer and they only paid 70% of the costs because it was a rental. We had replacement cost insurance.
We canceled Grinnell Mutual after having them for 31 years and had 5 small claims with them.
Did you find this review helpful? Yes No
I had a fire in my place of busienss. The grinnell adjuster was there teh next day and helped me temporaliy relocate- They have been great helping me through this very trying time.
Did you find this review helpful? Yes No
Policy charges fluctuate for no good reason.
Did you find this review helpful? Yes No
Satisfied with just one claim in 8 years
Did you find this review helpful? Yes No
Been with them 35 years. a couple small claims . now another customer of theirs created damage to my property and they are dragging me out. and haven’t settled the damages and it has been 9 months. As long as it is my money coming in all is good but paying me isn’t. I thought they were a great company. weeded high risk insurance customers out. But they have one they have paid n paid and now are bulking they should have dropped him from all his previous claims. I hope they settle this soon and restore my confidence
Did you find this review helpful? Yes No
They take a long time and don’t do what they say they are going to do. That is the reason for the long time to settle. Waiting for you to cave in. To get it over with
Did you find this review helpful? Yes No
Been with grenell mutual for over 5 years. My wife son and myself were all serverly injured in an auto accident. Progressive admits it was there fault and payed the policy limits. However grenell mutuals underinsured motorist adjuster wont pay anything. Not even our med pay. She states she dont think any of our injuries were related to the auto accident. I mean come on we were halled off by ambulance vehicles were totaled. took 2 tow trucks to seperate them. I think the media needs to get involved.
Did you find this review helpful? Yes No
Charged my bank account the premiums, after I canceled the policy. Found another auto insurance with same covered at half the price.
Did you find this review helpful? Yes No
MVA claim going into week 6 not settled, lots of foot dragging and stalling on GM’s part – paperwork not sent timely, ‘forgot to send correct forms’ no return calls from agent or her supervisor. Car considered total loss, still sitting in front of the house. Reported them to State of IA Insur Division, my attorney now involved to see if he can speed up the process. Customer of their’s for 10 years, will not be renewing with them.
Did you find this review helpful? Yes No
Fair company that does right by their customers, are high but you get what you pay for. If you want to not get sued Grinnell will take care of things.
Did you find this review helpful? Yes No
very expensive compared to other companies
Did you find this review helpful? Yes No
My total loss vehicle claim us over 6 weeks old. I still see no light at the end of the tunnel. Very disheartening.
Did you find this review helpful? Yes No
They purposely delay payment on claims. Mailing things to the wrong place and misplacing important papers. Took over 2 months to be settled. Scam artists in my oppinion
Did you find this review helpful? Yes No
I recently switched to Grinnell Mutual for auto insurance, I saved about 40%. Three weeks after changing to them I had an accident, I had just returned home from my Mother’s funeral in another state. I was very stressed and feltt rather foolish about this accident. The body shop faxed the estimate to the adjuster. Less than a week later it was approved. The entire claim was completed and I had my car back in 19 days. I do have a complaint about Enterprise car rental Grinnel has a contract with them but so far Grinnell Mutual has been fair and responded promptly.
Did you find this review helpful? Yes No
Stalls payments, loses things, mails refunds to wrong or no address at all. This outfit is a complete scam. Dont buy insurance from Grinnel Mutual, ever, or you will regret it.
Did you find this review helpful? Yes No
watch these people. They are premium takers and not insurers. I was broadsided by another car and they did not settle the claim. By the way the other guy was also a Grinnell Customer. It was grinnell who won
Did you find this review helpful? Yes No
Unorganized. They try to pay as little as possible out. Rude customer service and they don’t communicate efficiently.
Did you find this review helpful? Yes No
Robbers They attempted to grossly overcharge me for unsupplied services
Did you find this review helpful? Yes No
Company has not been helpful with the claims I have had. Adjust sat at desk and made a decision from there. NOT Covered. Definitely not customer friendly. Will find any reason to not assist or pay out. But they will take your premium
Did you find this review helpful? Yes No
I had insurance with this company for the better part of 20 years. When I filed a claim last year, the only claim ever filed, they denied the claim. It cost me 40,000 out of pocket because they would not cover it. I am suing Grinell Mutual now, to force them to cover it.
Did you find this review helpful? Yes No
I have a construction company, Grinnell did an audit and charged me 20 times my usual policy for a 6 month period I dropped them at this point They repeatedly offered us hoops to jump through, we did and they repeatedly reneged. They are like the mafia, if you have business insurance through them, or are thinking of buying it from them, run fast and far Other insurance companies have told me the same, I now have a reputable, sane company insuring my business
Did you find this review helpful? Yes No
I own a landscape business and for 15 years have insured through Grinnell Mutual. Over the years there are multiple projects accounts that I couldn’t bid or take the work because they assumed the risk was too high. This past year they arbitrarily stole over 1000 of workers compensation premium from me by reclassifying the work category from office clerical to landscaping despite my complete record keeping. I am done. Do not do business with this company.
Did you find this review helpful? Yes No
Commercial building insurance with full replacement coverage endorsement for equipment breakdown and expedite coverage. 45 plus days after claim filed still not paying for hail damage. Two adjusters two HVAC companies still not paying. Very bad company
Did you find this review helpful? Yes No
Caught Adjuster lying to my wife after filing a claim when we had severe storms lodge a stick in my roof. Had a roof come over and verify that we have wind damage, adjuster repeatedly denies any sort of wind or storm damage.
Did you find this review helpful? Yes No
They never intended to pay claims Customer service agents laugh at you out loud
Did you find this review helpful? Yes No
Free advice does not allow us the ability to respond to customer reviews. We encourage you to contact us at socialmediagrinnellmutual.com .
Did you find this review helpful? Yes No
Free advice does not allow us to respond your review. We encourage you to contact us at socialmedia at grinnellmutual.com and share what we’re doing well and what we can do better.
Did you find this review helpful? Yes No