Affirmative
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Written by
Jeffrey Johnson
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Reviewed by
Jeffrey Johnson
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UPDATED: Aug 20, 2020
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Company Overview:
Principle Sales Methods: Independent agents and brokers. Online quote system.
Auto Business: Affirmative Insurance specializes in non-standard Auto insurance. Multiple discounts offered.
When you have had an accident they are extremely slow in responding. If your car is not driveable, they only provide a rental for the time that your car is being fixed, so you spend three weeks waiting for adjusters, etc… until you get a car and then they only allow for $20 / day. Also you have to pay for the rental first and then wait for them to reimburse you. This is a cheap company that works hard not to pay legitimate claims.
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The thing I did not like was the rental policy. You have to pay for the rental out of pocket, then send the bill to the adjustor and wait to be reimbursted. Another problem, is if you car is a complete total, it gets transferred to another adjustor and once contacted by this adjustor you only have 24 hrs. to return rental
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Very poor consumer service, neglected to handle my claim in a timly manner.
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My car was stolen 3/09. They started to handle the claim 6/09,found my car and did not notify me until 8/09 and denied the claim 9/09 and told me I owe them almost $800. They are yery unprofessional!
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Low ball you claim very unfair look or fishing for any way not to meet the claim demands. Dirty little insurance Co. Affirmative soon to go out of business note they have been down rated that is maybe why they rip people off.
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very satisfied with car insurance am waiting to finalized the claim
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