Will an old expired policy cover a claim reported to have occurred during coverage?

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Will an old expired policy cover a claim reported to have occurred during coverage?

I owned a rental property in N.Y. from
1995 to 2003. During that time a family
lived in one of the apartments and is
now filing a lawsuit claiming lead based
paint poisoning of one or more children.
The insurance company at that time is
researching the policy to determine
coverages. In general if there was
liability insurance coverage in the
policy will the insurance company now
defend the claim?

Asked on April 27, 2018 under Insurance Law, Connecticut

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

The insurance policy will cover the claim because it occurred while the insurance policy was still in effect.  
If the family's lawsuit is not barred by the statute of limitations, the insurance company will provide you with an attorney to defend you at no cost to you.
 


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