If when I was 18 my parents got a car loan for me in their name, how do I get them to sign it over to me?

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If when I was 18 my parents got a car loan for me in their name, how do I get them to sign it over to me?

I am now 21. I have made all payments, paid for the insurance and maintenance, etc. I just paid it off last month and now the refuse to give me the title and sign it over to me. I paid with checks every time so I can get proof of the payments and I’m sure that I can get proof of the insurance payments for the last 2 years. What are my rights?

Asked on February 25, 2014 under Business Law, Colorado

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

I would simply ask and writeyour parents for the title to the car reminding them that you have made all the payments and that you are an adult now and the car no longer has a loan on it. If they refuse, I would ask them for the reasons in not doing so. If they refuse to sign over title, your recourse is for filing a legal action against them for tht etitle which will probably cause more harm than good in the end.


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