What’s the worst thing that can happen?
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What’s the worst thing that can happen?
Got into an accident a very small minor
accident and wasn’t insured. Got a paper
saying to reach out in 10 days or I’d have to
pay for necessary cost and litigation.
Asked on October 7, 2016 under Accident Law, Washington
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 7 years ago | Contributor
Since you did not have insurance and were at fault in the accident, you need to contact the party who sent you that letter (other party's insurance carrier) to make arrangements to pay for the property damage (cost of repairs) to the other vehicle.
If payment arrangements are not made, you will be sued for negligence. After obtaining a court judgment against you, the other party can enforce the judgment with a wage garnishment.
Although state laws vary, driving without insurance may result in the DMV suspending a driver's license until proof of insurance is provided.
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