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My parents received an Action to Foreclose Lien.What is it and can they lose the house?
Asked on September 6, 2019 under Real Estate Law, New York
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 1 year ago | Contributor
An action to foreclose a lien is like an action to foreclose a mortgage where the mortgagor (borrower) has failed to make payments: it is a legal action to get a court order that the property be sold to satisfy a debt--in this case, a lien which was filed against the property for some reason (possibilities include if your parents sued and did not pay or did not pay a contractor). So yes, your father could lose the house, and you and he are strongly advised to retain an attorney to help him oppose such action, understand what the lien is for, and try to deal with the underlying debt as well.
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