What to do if the person/insurance company you are suing doesn”t have enough coverage?

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What to do if the person/insurance company you are suing doesn”t have enough coverage?

I am suing for $400,000 but they only have $100,000.

Asked on May 2, 2012 under Personal Injury, Tennessee

Answers:

Barry J. Simon / The Law Office of Barry J. Simon

Answered 12 years ago | Contributor

If you don't have uninsured/underinsured motorist coverage (assuming this was a car accident) exceeding $100,000.00 then your only recourse is to try to collect more from the Defendants, including if you sued the employer of the driver if the driver was in course and scope of employment at the time of the accident.


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