What do you do when an insurance company refuses to listen to your side of a story when you are in an accident

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What do you do when an insurance company refuses to listen to your side of a story when you are in an accident

My insurance company has blamed
me from the first day of my accident
that I was fully responsible for the
accident. They refuse my side to heat
my side of the story.

They have been especially nasty and
rude to me about this and no one
there has helped me.

What can I do and where do I go from
here.

Rita

Asked on March 24, 2016 under Accident Law, New York

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

If you believe that your insurer is wrongfully refusing to honor their contractual obligation (an insurance policy is a contract) to pay for your losses and/or defend you in court, your recourse is to sue your insurer in court for breach of contract. If in that suit, you can prove that under the terms of your policy and the facts of the situation, they should pay, a court can order them to do so.


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