What do I do to stop harassing phone calls at work for a fraudulent debt?
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What do I do to stop harassing phone calls at work for a fraudulent debt?
About 9 months ago I had an issues with a fraudulent check being drawn from my bank account. Not to soon after I started receiving calls on my cell phone and at work for a payday loan I had defaulted on. They identify them self as a law office trying to settle over the phone otherwise they will file a lawsuit against me by the end of the day. They refuse to send me any information by mail and will not give me any details over the phone. What steps should I take to stop these calls and maybe a recourse action I can take on this supposed law firm for trying to collect on this fraudulent loan?
Asked on September 6, 2011 under Bankruptcy Law, California
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
In all states in this country as well as under federal law, there are statutes prohibiting unfair and deceptive collection practices by third party collection companies. California has strict laws against this type of practice where threats of lawsuits and calls at work are prohibited.
I sense that you may have been contacted by a company that may be engaging in fraudulent practices since requested information has not been sent to you as requested.
You should contact law enforcement and your county's district attorney's office (white collar crime unit) to make a complaint about what is happening in that you seem to be a target of an illegal scam from what you have written.
You might also consider consulting with an attorney to assist you. Do not give the person calling you any personal information about yourself.
Good luck.
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