What do I do?

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What do I do?

About a week or so ago I rear-ended a car but there was only a few small scratches, barely any damage at all. The driver did not want to get the police or insurance involved and I did but we ended up not. I offered to pay for any damages. Today I received a letter saying that I was the one who didn’t want the insurance or police involved and I was also sent 3 quotes for the damages – one for $650, one for $775 and one for $1000. The other driver then proceeded to say that she will take a check for the sum of $750 which she says is the average of the quotes. No police reports or insurance claims were filed. What do I do?

Asked on September 14, 2017 under Accident Law, New Jersey

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

It would be advisable to refer the matter to your auto insurance company and let your insurance handle it.
Since the other driver has already fabricated the facts according to the letter you received, how can she be trusted to sign a release of her claim if you do pay the amount she is demanding?  Without a signed release, she may attempt to file a lawsuit against you even after you pay.
Since you were at fault in the accident, why wouldn't she have wanted to file a property damage claim with your insurance carrier? It wouldn't affect her insurance premiums.


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