What can we do if my daughter drove a golf cart but made a turn too fast and hit a truck in the bumper?

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What can we do if my daughter drove a golf cart but made a turn too fast and hit a truck in the bumper?

Our 12 year old daughter went out of state a horse show with a friend and her father rented a golf cart which he let my daughter drive. Apparently, when she lost control the cart dented the bumper and license plate. We offered to pay his deductible but he was irate and yelled obscene gestures to my daughter so we refused to pay anything. He called us at our home and again blasted us with foul language and said he was going to sue us. 3 weeks later we got a notice from his insurance State Farm that they paid him $645 and turned us over to a collection agency which they have sent us a letter to respond within 30 days or they will sue us. Our question is simply, can they?

Asked on December 21, 2013 under Accident Law, Tennessee

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Yes the insurance company can and will sue you, your daughter and possibly the father of the other child who was responsible for your child while she was out of state. Bottom line is this was not the insured's fault and while he harassed you, you can attempt to sue him if you find that such harassment is a violation of law that caused you or your daughter damages. However, this is highly unlikely and while annoying, it would be best to pay this off and check your credit report and that of your daughter's to ensure it is not on there.


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