Can we move back to our home after we have declared bankruptcy if our lender said we could?

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Can we move back to our home after we have declared bankruptcy if our lender said we could?

After our bankruptcy 2 years ago we moved out of our home; it is just sitting there empty. I spoke to my mortgagee and it  stated that we would may be able to get a loan modification if we moved back into the home. The home is in foreclosure. Is it OK for us to move back in? Is there any danger for us in doing this? We moved out after our bankruptcy because we thought that was the right thing to do. Should we have stayed there and just not have paid mortgage? Is it OK for us to move back in as was suggested?

Asked on August 6, 2011 Florida

Answers:

Mark J. Markus / Mark J. Markus, Law Offices of

Answered 12 years ago | Contributor

If you own the home, of course you can move back into it.  Unless and until you are evicted pursuant to state law, you can reside there. 

Mark J. Markus, Attorney at Law

Handling exclusively bankruptcy law cases in California since 1991.

http://www.bklaw.com/

Follow Me on Twitter:  @bklawr

Mark J. Markus / Mark J. Markus, Law Offices of

Answered 12 years ago | Contributor

If you own the home, of course you can move back into it.  Unless and until you are evicted pursuant to state law, you can reside there. 

Mark J. Markus, Attorney at Law

Handling exclusively bankruptcy law cases in California since 1991.

http://www.bklaw.com/

Follow Me on Twitter:  @bklawr


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