What to do if an underage driver without license hit my neighbor’s car with my car?

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What to do if an underage driver without license hit my neighbor’s car with my car?

I have only broad form liability, so that didn’t help. Their insurance is trying to collect $5000 from me. What should I do?

Asked on March 3, 2014 under Accident Law, Washington

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

As the registered owner of the vehicle that was at fault in the accident, you are liable for the accident.

It would be advisable to file bankruptcy if you can't afford to pay the $5,000 the insurance company is attempting to collect.

You could sue the parents of the underage driver for negligence to recover the amount the insurance company is trying to collect from you and for the property damage (cost of repairs) to your car. 

 


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