Swimming Pool Injury Damages

UPDATED: Jul 17, 2023Fact Checked

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Jeffrey Johnson

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 17, 2023

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UPDATED: Jul 17, 2023Fact Checked

Swimming pool accidents are not uncommon, particularly among children, and injured victims and their families may need to pursue legal action in order to receive compensation for the images.  Before considering a lawsuit, you should familiarize yourself with available damages owed for swimming pool injuries.  Consult with an experienced attorney if you have any questions, and make sure you know what damages you are owed after your swimming pool injury before taking action.

Damages Available in Pool Injury Lawsuits

When you are injured in an swimming pool accident and you make a claim for damages, they are divided into economic and non-economic damages. Economic damages are those that are easily quantifiable, such as:

  • medical and hospital bills,
  • rehabilitation expenses,
  • ambulance expenses,
  • prescription drug costs,
  • nursing home care or domestic services,
  • lost employment income (present and future), and
  • increased living expenses due to need for medical care or treatment

Most of these damages are fairly easy to calculate, however, loss of future income can get complicated, particularly when a child is involved. For example, if Bill Gates suffers a brain injury in a pool accident, you can look at his previous earnings and make a determination of how much he might have made were he not injured. If instead, the injured person is a child from a middle income family, the loss of future income is purely speculative (uncertain or unpredictable). Economics experts are used in lawsuits to determine future loss of earnings estimates.

Non-economic damages are those that are not easily quantifiable, such as:

In most states, there are no limitations when it comes to damages for pain and suffering, but that is changing. If you live in a state that places a limit on pain and suffering, that limit is the maximum you can get. In states that have such a limit, it is often in the amount of $250,000 or $500,000.  Depending on the circumstances of the accident and the severity of the injury, family members of the injured victim can also collect non-economic damages.  Family members are usually only able to collect damages in wrongful death lawsuits, but consult an attorney to find all available damages before taking action.

A court can also order payment of punitive damages in a swimming pool accident. This is money that may be awarded in order to punish the defendant for his or her actions. This type of award is frequently difficult to obtain and usually requires a showing of willful, wanton or malicious action or where there was an evil motive, intent to injure, ill will or fraud. For example, let’s say you go swimming in your neighbor’s pool and suffer chemical burns all over your body. You learn that your neighbor intentionally added a dangerous amount of caustic chemicals to his pool specifically to injure a swimmer. In this situation, you would be in a good position to recover punitive damages.

Damage Payout for Minor Child

Who receives the settlement money depends on the laws of your state. In many states, in order for a minor (anyone under the age of eighteen (18) years) to file a claim in court, the claim must be filed through a Guardian Ad Litem. The Guardian Ad Litem, usually one of the minor’s parents, will file suit on behalf of the child and must act for the child’s benefit. All settlements of a minor’s personal injury claim must be approved by a judge in order for the settlement to be valid.

In most injury cases that are settled, first the debts are paid to the people who rendered services or advanced money to the injured child. This group of beneficiaries usually includes doctors, lawyers, the insurance company and parents. For example, a child’s parents can request reimbursement for their out-of-pocket payments to doctors.

The proceeds of the settlement, after litigation expenses, are normally paid into the court for the use and benefit of the child. When the settlement involves an annuity, it is referred to as a structured settlement. Instead of a settlement being paid in a lump sum, payments are made on a regular basis over the lifetime of the child. When the child reaches adulthood, the court will hand over the remaining amount to the child. Parents can ask the court for more money to use for the benefit of their injured child, but the court does not often agree to do this. You may, however, live in a state where the remainder of the settlement money can be paid to you for the benefit of your child.

Swimming Pool Accident Attorneys

As is the case with most personal injury cases, the help of an experienced attorney can be critical to success.  Attorneys familiar with swimming pool injury lawsuits and damages will help you identify the parties responsible for the injury and calculate the damages you are owed.  Typically, personal injury attorneys offer free, no obligation, consultations, so speaking with one will not commit you.  Consider taking the time to talk to a lawyer, and give yourself the best chance to recover the full damages you are owed.

Case Studies: Swimming Pool Injury Damages

Case Study 1: Compensation for Traumatic Brain Injury (TBI) 

John Smith suffered a traumatic brain injury in a swimming pool accident caused by a faulty drain cover. The court evaluated various economic damages, including medical expenses, rehabilitation costs, lost wages, and future earning potential. Additionally, non-economic damages such as pain and suffering, loss of enjoyment of life, and emotional distress were considered. The case also sought punitive damages due to the manufacturer’s willful negligence in producing the defective drain cover.

Case Study 2: Premises Liability Damages 

Sarah Johnson slipped and fell near a poorly maintained pool, resulting in serious injuries. The court examined economic damages, including medical bills and lost wages during the recovery period. Non-economic damages like pain and suffering and loss of consortium were also assessed. Furthermore, the case addressed the responsibility of Crystal Pools as the owner of the premises and the duty to maintain a safe environment for visitors.

Case Study 3: Compensation for Wrongful Death 

Emily Wilson drowned in a swimming pool due to inadequate supervision and safety measures. The case sought damages for wrongful death, covering medical and funeral expenses, loss of financial support, and emotional distress experienced by the surviving family members. The court analyzed the liability of Sunny Pools and the duty to protect swimmers, particularly children, from harm.

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

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