Should I have a lawyer to negotiate with a contractors insurance company for damages to the possessions in my apartment?

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Should I have a lawyer to negotiate with a contractors insurance company for damages to the possessions in my apartment?

Contractor was replacing a roof on my apartment building and didn’t cover it properly and it rained damaging everything in my apartment. Now I’m in a hotel why different contractors gut my apartment, ceiling to floor.

Asked on May 30, 2019 under Insurance Law, Rhode Island

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 1 year ago | Contributor

If the contractors caused the damage, they are liable: people and businesses are liable for (have to pay for) the damage they do to others' belongings, and costs they cause others to incur, due to their negligence or carelessness. If neither they nor their insurer will voluntarily offer you a fair amount, retain an attorney to help you: the lawyer can negotiate, threaten legal action to try to get a favorable response, and sue if necessary.


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