Should I consider hiring a non-bonded gardener for clean-up of a vacant property?
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Should I consider hiring a non-bonded gardener for clean-up of a vacant property?
I only am covered through an umbrella policy on my homeowners.
Asked on September 2, 2011 under Personal Injury, North Carolina
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
The purpose of a bond for any person who provides services is to have a ready source of funds to pay damages in the event the bonder person creates a situation where someone suffers damages. Most bonds for an individual contractor or a gardener are on the range of $5,000 to $10,000 as a general rule.
If you have your own homeowner's policy that covers you for liabilty as to any problems resulting from work done on that vacant lot by the gardener, that is good insulation to prevent any personal liability as to you in the event of some negligence by the gardener while working on the lot.
If you believe that you have sufficient insurance to cover you from personal liabilty for work done by the gardener that you might hire for work on the vacant lot, then you can hire him or her. If you are concerned that the gardener may create problems where you might have to sue him or her for work on the vacant lot, then you should have a bonded gardener doing work for you.
Good luck.
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