What to do if the serial number for our manufactured home does not match the serial number listed on our sales agreement?
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What to do if the serial number for our manufactured home does not match the serial number listed on our sales agreement?
We own a manufactured home. We went to refinance to lower a interest rate. The new mortgage company has informed us that the serial number for our home and serial number on our sales agreement, and thus on our title, do not match. They told us that we do not have the legal right to refinance or sell, and never will, and told us that even if/when we pay off our home and are issued a title that it will be worthless because it will not be for the home we have paid for and are living in.
Asked on July 24, 2011 Pennsylvania
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
If the serial number on the manufactured home does not match exactly with the serial number listed in your purchase agreement, the easiest thing for you to do is have an amendment to the purchase agreement created clearing up the issue and have the seller sign it. This should take care of the problem you have.
Assuming the seller does not sign the amendment (which in most cases the seller will), you could file a declaratory relief action in the court against the seller seeking a court order that the purchase contract be amended to state the correct serial number of the manufactured home. Once you get the court order on the amendment, you can send a ceritified copy of it to your desired lender or any future purchaser.
Good question.
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