What to do if my vehicle was damagedduring transport?

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What to do if my vehicle was damagedduring transport?

I had my car transported from and to different states. The transport carrying my vehicle had an accident which resulted in damage to my vehicle. Their insurance company paid for the cost of the repair minus the $1000 deductible that the transport company has to shoulder. The insurance company said that the transport company should directly be sending me this money. Is this true? The transport company is hiding and won’t communicate with me. I even paid for my rental car while my vehicle is in the shop. Their insurance company is washing their hands. What options do I have?

Asked on January 7, 2011 under Accident Law, Texas

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

Ok, so the insurance company paid for the repairs directly to the repair place minus the $1000 deductible.  And they want you to get it from the transport company directly.  Did they pay you for the rental car (I am sure that that could be a possible provision in the insurance contract and you should inquire) or have you made a claim under your own insurance and see if they will subrogate the claim?  That could be an option here.  Otherwise you may have to go through small claims court and sue the transport company directly.  I would, however, not give up with hounding the insurance company for a bit until you think that they really will not budge.  Keep asking to speak with a supervisor.  Get names and fax letters. Demand a copy of the policy that covers the transport company and ask for the whole policy not just the dec (declarations) page.  Good luck.


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