What to do about a car purchased in my name but used by my ex-boyfriend?

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What to do about a car purchased in my name but used by my ex-boyfriend?

I purchased a car from my bank solely in my name and my ex-boyfriend is currently driving the vehicle. Our initial agreement was the car would be paid off in two years, this is the second year and he has not paid if off yet. We do not have a written contract concerning this matter everything was discussed verbally. He has been making the monthly car payments but I have reason to believe some illegal activities have been occurring in my vehicle. For this reason I would like to have him either return the car to me or get it out of my name. He stated that he was told if I took the car back.

Asked on January 2, 2012 under Business Law, Georgia

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

If the loan is still in your name for the car that your former boyfriend is still making payments on and you have no written agreement with respect to his obligation to you as to it other than to keep on making payments on it, as long as he is current on the payments you really have no recourse against him for the return of the vehicle to you.

I suggest that you have a written agreement drawn up (preferably by a business attorney) setting forth his obligations to you concerning the vehicle, its insurance and payments signed by both of you.

The only way to get you off the loan is to have the car loan refinanced by your former boyfriend or have the loan paid off.


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