If I purchased a manufactured home a year ago and that was told it was not in a flood zone but later found out itwas, doI have any legal options?

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If I purchased a manufactured home a year ago and that was told it was not in a flood zone but later found out itwas, doI have any legal options?

flood zone

Asked on September 20, 2011 under Real Estate Law, Pennsylvania

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

Unfortunately, you have the legal responsibility to ensure you have done all of the proper inspections of the physical property and the surrounding land (through surveys obtained from the state) and inspection and title research done from the title insurance company to ensure you have all of the information to make an informed decision on the purchase of the home. Being in a flood zone is not going to be something that is not known; all of this information is registered and file with the county and state. If you obtained disclosure documents and flood zone was not checked, one of two conclusions can be made. One conclusion is the prior owner had no idea that this home was in a flood zone or the prior owner and or the representative (broker/realtor) for the prior owner deliberately failed to make the disclosure. The only way to find out is to file a complaint with the entity who would regulate this broker and then your state attorney general and see if you can get the sale cancelled/rescind the sale.


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