UPDATED: Sep 30, 2022
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I was rear-ended by a pickup truck in Arizona on I 10 on March 13th, 2017. My car
was totaled. The driver’s insurance company, Geico, offered 60 of the vale of
my destroyed vehicle.
I was clearly not at fault. How do I file a claim against Geico? My car was valued
at 7200. I want the full value, not 60.
Asked on July 12, 2017 under Accident Law, California
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 5 years ago | Contributor
Since you are dissatisfied with the settlement offer from the at-fault party's insurance carrier, your only recourse is to sue the at-fault party for negligence.
You would not sue the insurance company. Your lawsuit would be against the at-fault party. Your damages (monetary compensation you are seeking in your lawsuit) would be the loss of your vehicle based on its value.
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