pedistrian rights
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pedistrian rights
I was hit by a car as a pedistrian on the blvd and my bills ar over 500k and his insurance was only 15k . What can I do? I work part-time.
Asked on May 30, 2009 under Accident Law, New Jersey
Answers:
B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney
Answered 14 years ago | Contributor
You do need to have an attorney for this. You will almost certainly have to sue; in the meantime, if you have any available coverage under your auto policy's UIM limit, your lawyer can help you get that, as well.
New Jersey has what is called the Unsatisfied Claim and Judgment Fund. If you aren't able to collect whatever judgment you get from the person who hit you, this will provide at least a minimum amount towards it. There are a number of rules involved in getting this money, and it's one of the reasons you need a lawyer for this case. One place to find qualified attorneys in your area is our website, http://attorneypages.com and the bar association also has a lawyer referral service, which should be listed in your telephone book.
J.M.A., Member in Good Standing of the Connecticut Bar / FreeAdvice Contributing Attorney
Answered 14 years ago | Contributor
I suggest obtaining a laywer and putting your insurance carrier on notice as they may be able to provide additional money to you under "underinsured" provision of your policy. What happens is that most policies say that if the person who hit you does not have enough insurance coverage, they your insurance will chip in to pay. If you still do not have enough to cover the damages, then you may be able to ask the police to prosecute the person and you may be able to get money from the state to compensate you for your medical bills. Also, if the person that hit you owns a home, you may be able to put a lien on it and take the money out of the home. Again, you should go see a lawyer asap.
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