Is there a way to pay off a judgement through a third party and not directly to the creditor?

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Is there a way to pay off a judgement through a third party and not directly to the creditor?

My husband had an eviction judgement 6 years ago. He paid what the landlord and courts agreed on. Apparently it did not satisfy the landlord as there is still an open judgement for $350 on my husband’s credit record. He doesn’t trust just paying the landlord due to what happened with his last settlement. It’s effecting us getting approved for a rental.

Asked on May 26, 2011 under Bankruptcy Law, Washington

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

If your husband paid what was ordered of him, that is it. The landlord cannot require him to pay more. Your husband needs to do the following: contact all four credit reporting agencies (Trans Union, Equifax, Experian and Innovis), send them a written letter with your husband's signature indicating you wish to dispute that record. You will include a copy of the judgment and copies of the cancelled checks (front and back) and ask the record be deleted. You will need to wait a bit for the dispute to be investigated but this should do the trick. If the landlord is still trying to collect, you can actually take the landlord to court for breach of the order or being in contempt or even extortion if the landlord has said anything threatening to your husband regarding that amount.


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