What constitutes a breach of the peace regarding a defaulted loan?

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What constitutes a breach of the peace regarding a defaulted loan?

Our motorcycle was recently charged off; we’ve called to catch up on payments. They refused- either the bike or the total amount. We decided to pay it off but need a couple of weeks to pull the rest of the money together. TherRepo man continues to call our employers and harrasss them and us at work. What can we say to get them to stop before we get fired?

Asked on January 30, 2013 under Business Law, Florida

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Based upon what you have written about the repossession person is engaging in unfair debt collection practices under the laws of all states in this country through the contact to your employer about the unpaid debt and the harassment. I suggest that you consult with a consumer law attorney to discuss what your legal options are against the company and the repossession person for violating state law on unfair debt collection practices.


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