New Hampshire Bankruptcy Exemptions
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UPDATED: Nov 16, 2020
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Assets | Exemption | State Statutes |
---|---|---|
Homestead | Real property or manufactured housing (and the land it is on if you own it) to $100,000. | 480:1 |
Insurance | Firefighters’ aid insurance. | 402:69 |
Fraternal benefit society benefits. | 418:17 | |
Homeowners’ insurance proceeds to $5,000. | 512:21 (VIII) | |
Life insurance proceeds, but not cash value. | 408:1 408:2 171 B.R. 710 (Bkrtcy D. N.H. 1994) | |
Misc. | Jury, witness fees. | 512:21 (VI) |
Property of business partnership. | 304-A:25 | |
Wages of minor child. | 512:21 (III) | |
Pensions | Federally created pension (only benefits building up). | 512:21 (IV) |
Firefighters. | 102:23 | |
Police officers. | 103:18 | |
Personal Property | 1 cow, 6 sheep & their fleece, 4 tons of hay. | 511:2 (XI);(XII) |
1 hog or pig or its meat (if slaughtered). | 511:2 (x) | |
Beds, bedding, and cooking utensils. | 511:2 (II) | |
Bibles and other books to $800. | 511:2 (VIII) | |
Burial plot, lot. | 511:2 (XV) | |
Church pew. | 511:2 (XIV) | |
Clothing. | 511:2 (I) | |
Cooking and heating stoves, refrigerator. | 511:2 (IV) | |
Deposits in any account designated a Payroll Account. | 512:21 (XI) | |
Domestic fowl to $300. | 511:2 (XIII) | |
Food and fuel to $400. | 511:2 (VI) | |
Furniture to $3,500. | 511:2 (III) | |
Jewelry to $500. | 511:2 (XVII) | |
Motor vehicle to $4,000. | 511:2 (XVI) | |
Proceeds for lost or destroyed exempt property. | 512:21 (VIII) | |
Sewing machine. | 511:2 (V) | |
Public Benefits | Aid to blind, aged, disabled; public assistance. | 167:25 |
Unemployment compensation. | 281-A:52:159 | |
Workers’ compensation. | 281-A:52 | |
Tools of Your Trade | Tools of your occupation to $5,000. | 511:2 (IX) |
Uniforms, arms, & equipment of military member. | 511:2 (VII) | |
Yoke of oxen or horse needed for farming or teaming. | 511:2 (XII) | |
Wages | 50 times the federal minimum hourly wage per week. | 512:21 (II) |
Earned but unpaid wages of spouse. | 512:21 (III) | |
Wildcard | $1,000 of any property. | 511:2 (XVIII) |
Unused portion of bibles & books, food & fuel, furniture, jewelry, motor vehicle, and tools of trade exemptions to $7,000. | 511:2 (XVIII) |
Resources:
New Hampshire Bankruptcy Attorneys