What to do if my wife was rear-ended by a drunk driver?

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What to do if my wife was rear-ended by a drunk driver?

He showed proof of insurance before being arrested for DUI. I called his insurance to file a claim and was told that he has not made his payment and that his policy was in a grace period and would be cancelled if he does not make his payment in 2 days. They are not wanting to cover the accident unless he makes that payment. Can they refuse coverage? I would think that a grace period would still be providing coverage.

Asked on April 8, 2014 under Accident Law, Kentucky

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

Under the grace period the person that struck your spouse's vehicle has time to cure his default under the policy of insurance. From what you have written, I suggest that your wife consult with a personal injury attorney in your locality. One can be found on attorneypages.com.


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