If my wife is accused of receiving a loan she never did and is now being told to go to court for collection, what can she do?
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If my wife is accused of receiving a loan she never did and is now being told to go to court for collection, what can she do?
I don’t have any real information on the loan because the gentleman who contacts her tells her that she owes for a loan and tries to collect without informing her what it was for how much and such. This last time he contacted her he told her that she needed to go to court on Monday and then blocked the phone number from calling when we tried to call from our cell phones he blocked those as well.
Asked on February 24, 2012 under Bankruptcy Law, North Carolina
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
This sounds like a scam. There isn't any loan and there isn't any court appearance because your wife was never served with a summons and complaint (the complaint is the lawsuit attached to the summons). If your wife had been served with the summons and complaint, she would have to file an answer to the complaint with the court and serve it by mail on the opposing party.
It would be advisable to contact the police and the telephone company about this scam.
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