If an insured car is wrecked in an accident but the driver had a suspended license, what will happen?

Get Legal Help Today

 Secured with SHA-256 Encryption

If an insured car is wrecked in an accident but the driver had a suspended license, what will happen?

The driver fell asleep; no other cars were involved.

Asked on July 6, 2015 under Accident Law, Mississippi

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

What will most likely happen is the insurer will not have to pay: allowing someone with a suspended license to drive a car is a violation of the insured's obligations under the policy, which is a contract (i.e. like with any contract, both parties, insurer and insured, have obligations; and if a party breaches its obligations, the other party does not generally have to perform or honor its own obligations), and this violation will allow the insurer to deny coverage for this incident.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

 Secured with SHA-256 Encryption