What to do if my son was in a fender bender with my wife’s car and we are now being billed for additional medical expenses?

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What to do if my son was in a fender bender with my wife’s car and we are now being billed for additional medical expenses?

They found him at fault. My insurer covered the accident part but now, a year later, we’ve gotten a bill for $10,000 regarding medical coverage. The other driver never wanted to go to the hospital when the ambulance came to check. The police did the report and everybody was on their way. We asked from the collection agency to provide us with the medical bills but they have denied this. Yes, my son was at fault according to the report, but we think that this bill is unfair. We also know that these pain managements are closing every day here in florida due to the new law.

Asked on July 6, 2013 under Personal Injury, Florida

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

The property damage is separate from the personal injury claim.  When you said that your "insurer covered the accident part", if you are referring to the property damage, that would not include the medical bill.

It is not uncommon for auto accident injuries to manifest themselves sometime after the accident.

If the personal injury case has been settled with your insurance company, the other party had to sign a release of liability in order to receive the settlement check.  If the case was settled, they can't come back later for more money or additional claims.

Most likely, the personal injury case has not been settled and that is the reason for that medical bill.  You should just refer it to your insurance carrier.  That bill should have been sent to your insurance carrier and not to you.  When the personal injury case settles, the party who was not at fault will receive an amount to compensate for the medical bills and also pain and suffering.  Compensation for the medical bills is straight reimbursement.  Compensation for pain and suffering is an amount in addition to the medical bills. 


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