My LTD carrier is asking for a projected back to work date as well as status ie; full or part time basis….and I truly do not know…

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My LTD carrier is asking for a projected back to work date as well as status ie; full or part time basis….and I truly do not know…

Can I answer undetermined or do not know? without hurting my chances of my claim being approved?

Asked on May 22, 2009 under Insurance Law, New Jersey

Answers:

B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

Without knowing more about your case, I can't give you a definite answer on this.  An attorney needs to go through all the facts with you, to give you reliable advice.  One place to find a qualified lawyer is our website, http://attorneypages.com

If you really don't know, then "I don't know" is a truthful answer, and that's all anyone can expect of you.  You might want to ask your doctor and/or your physical therapist about this, since (unless you're a health care professional yourself) you probably don't have the training or experience to figure the answer out for yourself anyway -- and I'd be willing to bet that at some point, the carrier will be asking your doctor the same question themselves.


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