My insurer issued me a check for an accident. The customer rep said my deductible goes to the body shop out of my pocket. Is this true?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
My insurer issued me a check for an accident. The customer rep said my deductible goes to the body shop out of my pocket. Is this true?
Asked on June 17, 2009 under Accident Law, Alabama
Answers:
L.M., Member, California Bar / FreeAdvice Contributing Attorney
Answered 15 years ago | Contributor
They are correct. Your deductible is the portion of the damages that you pay before your insurance kicks in. If it is $200, for example, you pay the $200 to the body shop and the insurance company pays the balance.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.