What to do if my grandson was driving my car to the bank after I had eye surgery and had an accident but my insurer will not cover the damage?

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What to do if my grandson was driving my car to the bank after I had eye surgery and had an accident but my insurer will not cover the damage?

Asked on September 24, 2012 under Accident Law, Texas

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

If you believe that your insurer should have covered the damage, you can sue the insurer to force them to honor the terms of the policy; insurance policies are insurance contracts, and both parties are bound by their terms. The key issue then, is why is the insurer refusing to pay, and is that refusal supported by and legal under the terms of the policy?


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