What to do if my former employer used my social security number without my permission to get me an office credit card?

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What to do if my former employer used my social security number without my permission to get me an office credit card?

I accidently used the credit card for personal things and admitted my fault and offered to make payments to pay off what was spent. Now my former boss has filed a claim with their insurance company and they sent me a letter saying they intend to recover what was charged in full. Should I call the insurance company to explain my side and is there anything else I can do? There was no written contract for credit card use.

Asked on July 23, 2013 under Employment Labor Law, California

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

If you in fact used the card to buy things for yourself, not for business, then even if you used the card "accidentally" or feel that you should  not have been issued it in the first place, you would be liable, or responsible, for those costs--the act of using the card, even if there was no contract regarding it, makes you liable. Therefore, if you fight this and force them to sue you, they will likely win; you may wish to consider trying to settle, such as with a payment plan you can afford.


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