What to do if my father took out a life insurance this past spring but did not name me as beneficiary?

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

What to do if my father took out a life insurance this past spring but did not name me as beneficiary?

I recently found out that he named his ex-wife and friend beneficiary afterI was told something different. Should I contest it now while he’s still alive or is that something that I would wait on? Being his only child, I would be the one to care for any expenses after he passes.

Asked on December 29, 2012 under Insurance Law, Idaho

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

There are no grounds to contest this, UNLESS  you feel that your father was mentally incompetent at the time (since a mentally incompetent person cannot enter into an enforceable contract, including a life insurance contract) and/or was subject to such as level of "undue influence" by the ex-wife and friend (which generally requires they were caring for and effectively controlling him) as to render the contract void for that reason. Otherwise, your father is free to designate anyone he likes as his beneficiary, whether that is fair or prudent or not.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption